Ralph Smith

Ralph Smith has several decades of experience working with federal human resources issues. He has written extensively on a full range of human resources topics in books and newsletter and a co-founder of two companies and several newsletters concerning federal human resources.

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Ralph Smith's Latest Posts

Federal Employee Bonuses and Delinquent Taxes

Filed in Headlines, News by on January 30, 2015 Comments

A bill has been introduced to block federal employees who are delinquent on their taxes from receiving a bonus or award.

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Chinese Hackers Like FedSmith Too

Filed in Headlines, News by on January 29, 2015 Comments

Why was the FedSmith site out of service for much of the day on Thursday? Here is the answer. We apologize for the inconvenience and have taken steps to try to remedy the problem.

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Proposal Expanding TSP and FEHB to Wider Audience

Filed in Headlines, News by on January 29, 2015 Comments

A new proposal would expand the TSP to military personnel and FEHB to military families and retirees.

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Fed Workers: ‘An Elite Island…Separated from the Ocean of Average Americans’

Filed in News by on January 25, 2015 Comments

According to one organization, federal employee pay and benefits are creating “[A]n elite Island of secure and highly-paid workers separated from the ocean of average Americans competing in the global economy.” Here are the author’s reasons for this conclusion and what it might mean for federal workers.

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Opening Up Mutual Fund Investment to TSP Investors

Filed in News by on January 22, 2015 Comments

Some TSP investors would like to have more investment options. Others like the TSP the way it is now constructed. Changes are already under serious consideration.

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Rolling Over Your TSP: What You Should Consider Before Taking Action

Filed in News by on January 12, 2015 Comments

Should a federal employee who is retiring withdraw money from the Thrift Savings Plan? An individual may have good reasons for doing so but before taking action, understanding the cost of alternative investments is necessary in order to make an informed decision.

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Most TSP Funds Up in 2014

Filed in News by on January 3, 2015 Comments

All of the TSP funds with the exception of the I fund were up in 2014 although December was a down month for some of the funds. The best fund for investors in 2014 was the C fund.

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Federal Employees, Obamacare and Avoiding A Tax Penalty

Filed in News by on December 30, 2014 Comments

How will federal employees under the FEHB avoid paying an additional penalty to the IRS? Here is a quick summary.

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