The federal benefits Open Season for the 2023 plan year begins today, November 14, 2022, and runs through December 12, 2022. This is the event where federal employees and retirees choose their benefits for next year.
During Open Season, you can enroll in new health insurance coverage under the Federal Employees Health Benefits (FEHB) program, change plans or plan options, change enrollment type (to Self, Self Plus One or Self and Family) or cancel coverage.
If you choose to do nothing, your current coverage will automatically continue. You do not need to take any action if you are satisfied with your current FEHB plan. However, you must change plans if your plan has ended coverage in your area or your plan is terminating participation in the FEHB Program.
To make a change to your health insurance, visit the enrollment page on OPM’s website.
Open Season options are similar for the Federal Employees Dental and Vision Insurance Program (FEDVIP) as well. You can enroll, change plans or plan options, change enrollment type (to Self, Self Plus One, or Self and Family), or cancel coverage. Your current coverage will continue if you take no action.
To make changes to your FEDVIP coverage, visit benefeds.com or call 877-888-FEDS (877-888-3337).
Note that the Federal Employees’ Group Life Insurance (FEGLI) Program and the Federal Long Term Care Insurance Program (FLTCIP) do not participate in the annual open season.
Articles and Resources to Assist With FEHB Open Season
Be sure to check out these articles to assist you with researching your FEHB Open Season options.
2023 FEHB Premiums
- 2023 FEHB premiums are rising sharply. How much more should federal employees and retirees expect to pay for their health insurance?
- 2023 FEHB Premium Increases for Federal Employees Under Blue Cross Blue Shield
How much more will federal employees under the nationwide Blue Cross Blue Shield programs have to pay? - What is driving the 2023 FEHB premium increases? OPM provides more details.
- 2023 FEHB Plans With Higher Self Plus One Premiums Than Family Option
In some cases, you are better off going with the Self and Family option rather than Self Plus One.
Guidance on FEHB Plans and Plan Options
- Guide to 2023 Federal Benefits Open Season
This is an overview of the benefits available to federal employees and retirees during Open Season. - 5 Best Strategies to Maximize FEHB in 2023
Are you making the most of your FEHB insurance? - How Active Federal Employees Can Save Money on Healthcare Expenses in 2023
These are some ways federal employees can save on their 2023 FEHB premiums. - Big Changes Coming to Some 2023 FEHB Plans
Some federal employees will need to make changes to their FEHB plans for 2023 as a result of some upcoming changes to various plans. - Enhanced Gender Affirming Care Will Be Available in 2023 FEHB Plans
2023 FEHB plans will offer a number of “enhanced benefit offerings.”
FEHB and Retirement
- How Your FEHB Plan Changes When You Retire
How do your FEHB benefits change after retirement? - How Not to Lose Your FEHB in Retirement
- Unless you meet certain criteria, you could find yourself without your FEHB insurance heading into retirement.
- How to Keep FEHB Coverage in Retirement
Federal employees have some requirements they must meet in order to continue FEHB in retirement.
Medicare
- Medicare Part B Premiums Will Drop in 2023
Medicare Part B coverage will actually cost less in 2023 than it did it 2022. - Medicare’s 2023 IRMAA Brackets and Part B Premiums Change
2022 inflation and a policy shift on a drug used in clinical trials lowered 2023 Medicare Part B premiums and increased the IRMAA brackets. - Reasons for Federal Retirees to Enroll (or Not Enroll) in Medicare Part B
Should retired federal employees enroll in Medicare Part B? These are reasons to enroll (or not) in retirement.
