What is the Point of Converting to Medicare?
What is the point of my converting to Medicare from my current BC/BS Standard Option (individual)?
Q&A
Q&A from FedSmith authors addressing readers’ questions. We share them here to help you with your federal career or retirement planning.
Can I Do an MRA +10 Without a Reduced Benefit?
I am looking to do MRA +10. Can I do it without a reduced benefit and keep my health insurance benefits?
Night Differential During Training and Travel
I am a night shift employee. If I go away for training out of state and I am there for a week or two and my training class is in the day does this apply?
An Investment That ‘Can’t Lose Money’
A financial planner we met with was interested in moving a chunk of our TSP investment into an investment that “can’t lose money.” What are your thoughts on this?
Scheduling for Known Work Requirements
Our facility has a sign up roster for staff to volunteer to work extra hours. Those who volunteer are allowed to record Compensatory Time for the extra hours worked, but they are not allowed to claim Overtime or Night Differential pay for the hours worked. Is this acceptable?
Should I Retire or Keep Working?
Should I retire now or keep working to get 20 years of service? How much would I lose in retirement by leaving earlier?
Sunday Differential and Night Differential
Are there any different rules for the 35% extra when I work Sunday Night as part of my regularly scheduled work week?
Is Academic Leave Available for Graduate Studies?
Do federal regulations require the use of annual leave for time away for graduate school studies?
How Will My Retirement Be Calculated?
I have 15 years under CSRS and 15 under FERS. How will my retirement be calculated?
Comp Time vs. Credit Hours
I would like to better understand the differences between the two types of Premium Hours. What are the rules dictating how credit hours and comp time are earned, accumulated and used? What are the relative advantages and disadvantages for each?
