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Q&A

Q&A from FedSmith authors addressing readers’ questions. We share them here to help you with your federal career or retirement planning.

Earning Annuity at a Higher Rate After a Step Increase

FedSmith.com author John GrobeBy John GrobeFebruary 12, 2015 10:30 AM Categories Federal Employee Pay News, Federal Employee Retirement, Q&A Leave a comment

I plan to retire December 31, 2015, and on December 1, 2015 I am due for a step increase. I want to know if the retirement estimate will project from that increase – Will I be paid for my leave and annuity at the new pay increase?

Night Pay During Travel

By Wayne ColemanFebruary 11, 2015 5:20 AM Categories Federal Employee Pay News, Q&A Leave a comment

If a GS employee is on official travel during his or her regularly scheduled duty hours that fall between 6 p.m. and 6 a.m., does the employee continue to receive night pay whether or not she or he performs actual duty?

What is the Point of Converting to Medicare?

FedSmith.com author John GrobeBy John GrobeFebruary 10, 2015 4:59 AM Categories Q&A Leave a comment

What is the point of my converting to Medicare from my current BC/BS Standard Option (individual)?

Can I Do an MRA +10 Without a Reduced Benefit?

FedSmith.com author John GrobeBy John GrobeFebruary 5, 2015 5:31 AM Categories Federal Employee Retirement, Q&A Leave a comment

I am looking to do MRA +10. Can I do it without a reduced benefit and keep my health insurance benefits?

Night Differential During Training and Travel

By Wayne ColemanFebruary 4, 2015 10:31 AM Categories Federal Employee Pay News, Q&A Leave a comment

I am a night shift employee. If I go away for training out of state and I am there for a week or two and my training class is in the day does this apply?

An Investment That ‘Can’t Lose Money’

FedSmith.com author John GrobeBy John GrobeFebruary 2, 2015 2:16 PM Categories Federal Employee Retirement, Q&A Leave a comment

A financial planner we met with was interested in moving a chunk of our TSP investment into an investment that “can’t lose money.” What are your thoughts on this?

Scheduling for Known Work Requirements

By Wayne ColemanJanuary 29, 2015 11:25 AM Categories Federal Employee Pay News, Q&A Leave a comment

Our facility has a sign up roster for staff to volunteer to work extra hours. Those who volunteer are allowed to record Compensatory Time for the extra hours worked, but they are not allowed to claim Overtime or Night Differential pay for the hours worked. Is this acceptable?

Should I Retire or Keep Working?

FedSmith.com author John GrobeBy John GrobeJanuary 27, 2015 5:20 AM Categories Federal Employee Retirement, Q&A Leave a comment

Should I retire now or keep working to get 20 years of service? How much would I lose in retirement by leaving earlier?

Sunday Differential and Night Differential

By Wayne ColemanJanuary 25, 2015 2:57 PM Categories Federal Employee Pay News, Q&A Leave a comment

Are there any different rules for the 35% extra when I work Sunday Night as part of my regularly scheduled work week?

Is Academic Leave Available for Graduate Studies?

FedSmith.com author John GrobeBy John GrobeJanuary 23, 2015 4:58 AM Categories Federal Employee Pay News, Q&A Leave a comment

Do federal regulations require the use of annual leave for time away for graduate school studies?

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Daily TSP Rates

January 26, 2023

Fund Last % YTD
G Fund $17.2841 +0.01% +0.28%
F Fund $18.7937 -0.23% +3.22%
C Fund $62.3466 +1.11% +5.84%
S Fund $67.0875 +1.05% +9.03%
I Fund $36.9121 +0.11% +8.75%
L Income $23.3385 +0.18% +2.13%
L 2025 $11.7801 +0.28% +3.12%
L 2030 $40.8907 +0.44% +4.65%
L 2035 $12.1835 +0.48% +5.09%
L 2040 $45.7646 +0.52% +5.51%
L 2045 $12.4458 +0.56% +5.89%
L 2050 $27.0971 +0.60% +6.24%
L 2055 $13.1536 +0.74% +7.26%
L 2060 $13.1524 +0.74% +7.26%
L 2065 $13.1510 +0.74% +7.27%
Get detailed TSP data at TSPDataCenter.com

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