Will I Be Forced Into Medicare?
I retired four years ago and want to keep my current health plan. Will I be forced into Medicare or can I just keep my current plan?
Q&A
Q&A from FedSmith authors addressing readers’ questions. We share them here to help you with your federal career or retirement planning.
Losing Money in the TSP Wasn’t My Fault
I applied for a full TSP withdrawal after retiring, but the TSP said I couldn’t do it because I was still employed due to a coding error by my agency. The stock market went down and my TSP balance declined while the problem was being resolved, so who takes the loss in funds due to this personnel error?
Can the Government Require an Employee to Carry a GPS Locator?
Can the government make an employee carry a GPS locator to keep track of his location?
Holiday Pay Following a Day Off
I am a midnight shift employee. If I am off on Sunday night but work the night of the holiday (in this case Monday), do I get holiday pay being that I worked a part of the holiday?
How is the High-3 Calculated with Part Time Employment?
I plan to retire next year under FERS after 30 years of service. I would like to go part time my last several years. How will OPM calculate my high-3 in this case?
Are There Penalties for Partial TSP Withdrawals?
I am 56 years old and will retire under FERS after 24 years. Can I withdraw a partial amount from the TSP without penalties?
Should I Roll Over My TSP After Retiring?
Is it better to roll over the TSP after retirement or leave it in place?
Penalties for Withdrawing from Roth and Regular TSP
Will I get penalized for being only 56 and taking money out of the Roth TSP when I am eligible to take money out of the regular TSP?
Spouse’s Survivor Benefit at the Time of Death
I am 60. I would like to continue to work at least until I’m 62 but if I were to pass away before retiring, would my wife be able to apply for a survivor’s pension based on my being eligible for retirement at the time I died?
When Does the Administrative Workweek Begin?
When does the regularly scheduled work week begin? Is it always on a Sunday or is it Monday?
