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Q&A

Q&A from FedSmith authors addressing readers’ questions. We share them here to help you with your federal career or retirement planning.

What Portion Do You Get Back from the FERS Refund?

By Micah PorterFebruary 23, 2019 11:22 AM Categories Q&A, Retirement Leave a comment
Stacks of gold coins around a question mark on a white index card all set against a white background

If you take the FERS refund, what portion of the contributions do you get back?

Will FEHB Coverage Continue During a Shutdown?

FedSmith.com author Ian SmithBy Ian SmithJanuary 14, 2019 2:17 PM Categories Pay & Benefits, Q&A Leave a comment

Does FEHB coverage ever cease under a partial government shutdown?

How Does the Annual COLA Affect FERS Transferees?

FedSmith.com author John GrobeBy John GrobeOctober 31, 2018 2:39 PM Categories Q&A, Retirement Leave a comment
Senior citizen man sitting at a desk looking at bills with a puzzled look on his face

I am a FERS Transferee. How does the cost of living adjustment (COLA) affect my annuity payment?

When Will the COLA Increase Appear in My Annuity Check?

FedSmith.com author Ian SmithBy Ian SmithOctober 19, 2018 3:37 PM Categories Q&A, Retirement Leave a comment
Stack of coins with two peoples' thumbs holding index cards with question marks on them on both sides of the coins depicting questions about money/salary

I am a federal retiree. When will I see the annual COLA increase in my annuity payments?

Is ‘When Actually Employed’ Service Treated Differently From Full-Time Service?

FedSmith.com author John GrobeBy John GrobeSeptember 29, 2018 5:45 PM Categories Q&A, Retirement Leave a comment
Flip chart sign labeled 'part-time work' next to an hourglass

Is WAE (When Actually Employed) service treated differently from full-time service?

Is Working after Retirement Worth the Costs?

FedSmith.com author Randy SilveyBy Randy SilveyJuly 12, 2018 3:20 PM Categories Q&A, Retirement Leave a comment
Blended image of an old style alarm clock, calculator and growing stacks of coins in a row depicting growth of retirement savings over time/time is money concept

Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?

What Does ‘Creditable Civilian Service’ Mean?

FedSmith.com author John GrobeBy John GrobeJuly 10, 2018 3:42 PM Categories Retirement, Q&A Leave a comment
Compass with the arrow pointing towards the word 'retirement'

I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?

How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?

FedSmith.com author John GrobeBy John GrobeJune 11, 2018 11:48 AM Categories Q&A, Retirement Leave a comment
Pink piggy bank surrounded by a small scattering of gold coins on a wooden tabletop

How is a retirement annuity calculated for someone who switched from CSRS to FERS?

Will My Federal Retirement Benefits Be a Meaningful Source of Income for Me?

FedSmith.com author John GrobeBy John GrobeMay 22, 2018 3:28 PM Categories Pay & Benefits, Q&A Leave a comment
Stacks of coins getting progressively larger in size in the foreground with a blurred image of an old style alarm clock and jar full of money in the background depicting saving for retirement and the future

I entered federal service late in my working life (at age 52). Will my federal retirement benefits be a meaningful source of income for me?

TSP and Combat Zone Pay

FedSmith.com author John GrobeBy John GrobeApril 18, 2018 12:36 PM Categories Pay & Benefits, Q&A Leave a comment
Image of a metal piggy bank opened in the middle separating it into two parts and spilling coins out onto a solid white surface depicting withdrawing savings

I contributed to the Thrift Savings Plan from tax exempt combat zone pay. What will happen when I begin withdrawing money from the TSP?

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Daily TSP Rates

July 1, 2022

Fund Last % YTD
G Fund $16.9300 +0.01% +1.16%
F Fund $18.9074 +0.68% -9.48%
C Fund $58.1977 +1.06% -19.11%
S Fund $61.0308 +1.48% -26.86%
I Fund $31.9617 -0.02% -18.96%
L Income $22.3985 +0.22% -4.63%
L 2025 $11.1860 +0.34% -8.67%
L 2030 $38.1436 +0.49% -12.46%
L 2035 $11.3173 +0.53% -13.76%
L 2040 $42.3304 +0.58% -15.00%
L 2045 $11.4714 +0.62% -16.10%
L 2050 $24.8845 +0.66% -17.12%
L 2055 $11.9123 +0.73% -19.96%
L 2060 $11.9114 +0.73% -19.96%
L 2065 $11.9104 +0.74% -19.97%
Get detailed TSP data at TSPDataCenter.com

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