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Q&A

Q&A from FedSmith authors addressing readers’ questions. We share them here to help you with your federal career or retirement planning.

Why Are the New Locality Pay Increases So Small?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithApr 4, 2019 9:37 AM | Updated: Apr 16, 2019 10:18 AM Categories Pay & Benefits, Q&A Leave a comment

I was shocked by the small pay increases under the new locality areas. Am I missing something?

When Do I Begin Receiving the FERS Annuity Supplement?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 26, 2019 11:37 AM | Updated: Apr 5, 2019 9:37 AM Categories Q&A, Retirement Leave a comment

 I just received my first interim FERS payment. When can I expect to begin receiving the supplement?

What Portion Do You Get Back from the FERS Refund?

By Micah PorterFeb 23, 2019 11:22 AM | Updated: Mar 5, 2019 7:19 AM Categories Q&A, Retirement Leave a comment

If you take the FERS refund, what portion of the contributions do you get back?

Will FEHB Coverage Continue During a Shutdown?

FedSmith.com author Ian SmithBy Ian SmithJan 14, 2019 2:17 PM | Updated: Jan 24, 2019 1:34 PM Categories Pay & Benefits, Q&A Leave a comment

Does FEHB coverage ever cease under a partial government shutdown?

How Does the Annual COLA Affect FERS Transferees?

FedSmith.com author John GrobeBy John GrobeOct 31, 2018 2:39 PM | Updated: Nov 13, 2018 12:43 PM Categories Q&A, Retirement Leave a comment

I am a FERS Transferee. How does the cost of living adjustment (COLA) affect my annuity payment?

When Will the COLA Increase Appear in My Annuity Check?

FedSmith.com author Ian SmithBy Ian SmithOct 19, 2018 3:37 PM | Updated: Oct 29, 2018 9:56 AM Categories Q&A, Retirement Leave a comment

I am a federal retiree. When will I see the annual COLA increase in my annuity payments?

Is ‘When Actually Employed’ Service Treated Differently From Full-Time Service?

FedSmith.com author John GrobeBy John GrobeSep 29, 2018 5:45 PM | Updated: Oct 10, 2018 9:58 AM Categories Q&A, Retirement Leave a comment

Is WAE (When Actually Employed) service treated differently from full-time service?

Is Working after Retirement Worth the Costs?

FedSmith.com author Randy SilveyBy Randy SilveyJul 12, 2018 3:20 PM | Updated: Jul 23, 2018 10:51 AM Categories Q&A, Retirement Leave a comment

Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?

What Does ‘Creditable Civilian Service’ Mean?

FedSmith.com author John GrobeBy John GrobeJul 10, 2018 3:42 PM Categories Retirement, Q&A Leave a comment

I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?

How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?

FedSmith.com author John GrobeBy John GrobeJun 11, 2018 11:48 AM | Updated: Jun 19, 2018 7:29 PM Categories Q&A, Retirement Leave a comment

How is a retirement annuity calculated for someone who switched from CSRS to FERS?

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