Tag: IRA

2014 TSP and IRA Contribution Limits

By on November 3, 2013 in Retirement with 0 Comments

More 2014 numbers have been announced, this time by the IRS and the TSP.

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Do You Understand the True Cost of Your Retirement Plan?

By on August 20, 2013 in Retirement with 0 Comments

There are a number of factors that need to be taken into consideration when identifying your savings options for retirement. Cost is not the only consideration, but an important one since fees can seriously erode your earnings.

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Three Red Flags in Her Early Retirement Plan

By on July 23, 2012 in Retirement with 0 Comments

A financial planner said one of his new clients was a federal employee. It became clear he was not familiar with important benefits his client had as a federal employee.

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10 Potential Mistakes To Avoid When Considering Retirement

By on March 27, 2012 in Retirement with 0 Comments

The author outlines ten common mistakes federal retirees should strive to avoid to get the most out of their retirement benefits.

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Using the CSRS Voluntary Contribution Program to Max-Fund a Roth IRA

By on July 12, 2011 in Retirement with 0 Comments

Do you make “too much money” to qualify for a Roth IRA? CSRS and CSRS Offset federal employees have a unique benefit that can be used max-fund a Roth IRA.

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Mistakes to Avoid with Roth Conversions

By on June 1, 2011 in Retirement with 0 Comments

Should you do a Roth conversion to take advantage of the current tax rates which may be lower now than they are likely to be in the future? It may be a good idea but check out the details before you take action as your tax bill may be higher than you think.

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Is 2010 Last Chance for Roth Conversions? Maybe…Maybe Not…

By on November 18, 2010 in Retirement with 0 Comments

What if you can’t convert to a Roth IRA in 2010? Is 2010 really your last chance? The key to good tax planning is a future-orientation. You want to be asking the question, what can I do to lower my taxes in the future?

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Unique Roth IRA Conversions for Federal Employees

By on September 23, 2010 in Retirement with 0 Comments

Most people know you can convert money from a traditional IRA to a Roth IRA. But Federal Employees may also be able to convert money from their Thrift Savings Plan or CSRS Voluntary Contribution Plan to a Roth IRA.

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Should You Convert to a Roth IRA?

By on April 1, 2010 in Retirement with 0 Comments

In 2010, there is no income limitation that affects your ability to convert a Traditional IRA to a Roth IRA. This doesn’t mean that you should rush right out and do a conversion. Here are some important factors to consider in order to determine whether a conversion makes sense for you.

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New (Significant) Financial Benefits From an Old Program (For CSRS and CSRS-Offset Employees Only)

By on January 15, 2010 in Retirement with 0 Comments

In the past, many CSRS employees have been excluded from contributing to a Roth due to their income level. Here is information about a program that provides a way for CSRS and CSRS-Offset employees to get large sums into a Roth IRA.

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