IRAs and What They Mean for Your Retirement
There are three different types of IRAs, and the author explains the differences between each as well as what the requirements are for investing in them.
IRA
The CSRS Voluntary Contribution Program
The CSRS Voluntary Contribution Program has been available to CSRS or CSRS Offset federal employees for many years. It can be a very useful option to significantly increase retirement savings. The author explains some of the details of this program.
IRAs Celebrate 40th Birthday
IRAs are turning 40. The author provides some of the history and benefits of the IRA.
Contributing to an IRA Outside of the TSP
Under what circumstances can you contribute to a Roth IRA outside of the TSP?
2014 TSP and IRA Contribution Limits
More 2014 numbers have been announced, this time by the IRS and the TSP.
Do You Understand the True Cost of Your Retirement Plan?
There are a number of factors that need to be taken into consideration when identifying your savings options for retirement. Cost is not the only consideration, but an important one since fees can seriously erode your earnings.
Three Red Flags in Her Early Retirement Plan
A financial planner said one of his new clients was a federal employee. It became clear he was not familiar with important benefits his client had as a federal employee.
10 Potential Mistakes To Avoid When Considering Retirement
The author outlines ten common mistakes federal retirees should strive to avoid to get the most out of their retirement benefits.
Using the CSRS Voluntary Contribution Program to Max-Fund a Roth IRA
Do you make “too much money” to qualify for a Roth IRA? CSRS and CSRS Offset federal employees have a unique benefit that can be used max-fund a Roth IRA.
Mistakes to Avoid with Roth Conversions
Should you do a Roth conversion to take advantage of the current tax rates which may be lower now than they are likely to be in the future? It may be a good idea but check out the details before you take action as your tax bill may be higher than you think.
