I Asked Google’s AI: ‘What Is the Best Mix of a TSP Portfolio for a Retired Person’
What allocation does Google’s AI recommend for federal employees investing in the TSP? The answer is a distilled product of the Internet.
TSP
Stay updated with the latest TSP news, including TSP fund performance, investment updates, contribution limits, withdrawal rules, and fee changes that impact federal employees and retirees. Here, you’ll find articles on TSP investment strategies, L Fund performance, market trends, TSP modernization updates, and guidance to help you make informed decisions about your Thrift Savings Plan. Whether you’re early in your federal career or preparing for retirement, find clear insights on maximizing your TSP growth and managing your long‑term financial strategy.
Roth Conversions Are Coming to the TSP; Why That May Hurt More Federal Employees Than It Helps
Roth conversions can be valuable, but if done incorrectly they can cause more harm than good.
How to Invest Your TSP When You Have a Pension
A pension is one of the big advantages of federal retirement benefits, but it also means a federal employee’s investing strategy should be different.
FRTIB Responds to Comments and Finalizes Rules for TSP Roth In-Plan Conversions
The FRTIB has finalized a rule for Roth in-plan conversions in the TSP in anticipation of the feature’s launch later this month.
Can Federal Employees Contribute to Both an IRA and the TSP in 2026?
Eligible federal employees can contribute to both TSP and IRAs in 2026, with combined limits potentially upwards of $40,000, subject to income and IRS rules.
TSP Millionaires Hit New Record—Nearly 195,000 and Counting
The number of TSP millionaires hit a new record in December 2025, proof that disciplined investing over time pays off.
A New TSP Quilt Chart and What 2025’s Returns Teach Federal Employees
TSP fund performance shifted from 2024 to 2025, with diversification and the I Fund’s changes rewarding balanced investors while concentration lagged.
TSP Releases January 2026 Processing Schedule
The Thrift Savings Plan has released its processing schedule for January which contains important updates for TSP participants.
TSP Performance Soars in 2025 With One Up 32%: Highest Return Ever by a TSP Fund?
TSP performance for all funds was up in 2025 with one fund topping 32%. What was the highest TSP Fund return ever achieved?
Is the TSP Emergency Withdrawal Act a Lifeline or a Long-Term Risk?
A new proposed bill would let federal employees make penalty-free TSP withdrawals in certain situations, but it may have an important downside.
