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TSP Loan

TSP Loans Surge as Shutdown Squeezes Federal Workers

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 28, 2025 11:40 AM Categories Pay & Benefits Leave a comment
Block letters spelling the word 'loan' sitting on top of a calculator next to a jar of money

With paychecks halted by the shutdown, federal workers are tapping their TSP savings—turning retirement funds into a financial lifeline.

Shutdown Relief Bill Targets TSP Loan Barriers

FedSmith.com author Ian SmithBy Ian SmithOct 2, 2025 1:33 PM | Updated: Oct 4, 2025 4:31 PM Categories Pay & Benefits Leave a comment
Spread of $100 bills on a calendar next to a pocket watch depicting a payment deadline such as back pay or a future/pending pay raise

Legislation has been introduced to eliminate penalties normally associated with TSP loans to help federal employees in a prolonged government shutdown.

Options for Managing an Unpaid TSP Loan after Retirement

FedSmith.com author Benjamin DergeBy Benjamin DergeJan 28, 2025 12:40 PM Categories Retirement Leave a comment
Block letters spelling the word 'loan' sitting on top of a calculator next to a jar of money

What options do federal employees have for dealing with a TSP loan when retiring?

How Do TSP Loans Work?

FedSmith.com author Brennan RhuleBy Brennan RhuleSep 19, 2024 9:07 AM Categories Pay & Benefits Leave a comment
Block letters spelling the word 'loan' sitting on top of a calculator next to a jar of money

How do TSP loans work for federal employees?

Should You Take a TSP Loan? The Ultimate Guide

FedSmith.com author Dallen HawsBy Dallen HawsOct 26, 2023 8:33 AM Categories Pay & Benefits Leave a comment

Should you take out a TSP loan? These are some important considerations.

TSP Meeting Recap: Adding Non-Federal Employees to TSP and a New Way to Track TSP Loans

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 24, 2023 2:11 PM Categories Pay & Benefits Leave a comment

TSP investors will now be able to track the status of a TSP loan online. Legislation has been introduced to add non-federal employees into FERS and TSP.

Top 3 Ways to Ruin a Federal Retirement

FedSmith.com author Jennifer MeyerBy Jennifer MeyerNov 17, 2022 2:03 PM Categories Retirement

The author explains the top three ways federal employees can ruin their retirements from her series 10 Easy Ways to Ruin a Federal Retirement.

C Fund Stellar Performance Continues: 26.82% So Far in 2021

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 19, 2021 1:32 PM | Updated: Apr 2, 2022 3:49 PM Categories Pay & Benefits Leave a comment

TSP plan assets topped $800 billion for the first time in October. The C Fund leads all TSP fund performance so far in 2021.

3 Times It’s OK to Take a TSP Loan

FedSmith.com author Dallen HawsBy Dallen HawsJun 21, 2021 1:52 PM Categories Pay & Benefits Leave a comment

Is it ever a good idea to take a TSP loan? These are 3 occasions when it may make sense to do so.

Taking a Residential Loan From Your TSP

By Brandon ChristyMay 27, 2021 8:07 AM Categories Pay & Benefits Leave a comment

What is a residential TSP loan and how does it work?

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Daily TSP Performance

April 17, 2026

Fund Last % YTD
G Fund $19.8322 +0.01% +1.25%
F Fund $21.0773 +0.38% +0.94%
C Fund $114.4069 +1.20% +4.47%
S Fund $108.9131 +1.96% +8.47%
I Fund $62.1880 +1.24% +12.07%
L Income $30.1358 +0.39% +3.05%
L 2030 $60.8789 +0.76% +4.79%
L 2035 $18.6502 +0.90% +5.49%
L 2040 $71.7563 +0.97% +5.86%
L 2045 $19.9136 +1.04% +6.17%
L 2050 $44.2467 +1.10% +6.49%
L 2055 $23.0558 +1.30% +7.59%
L 2060 $23.0531 +1.30% +7.59%
L 2065 $23.0504 +1.31% +7.59%
L 2070 $13.6616 +1.31% +7.59%
L 2075 $11.9335 +1.31% +7.59%
Get detailed TSP data at TSPDataCenter.com

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