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TSP Loan

Retiring With an Unpaid TSP Loan? Here’s What You Need to Know

FedSmith.com author Neal ThompsonBy Neal ThompsonMar 1, 2021 3:13 PM Categories Retirement Leave a comment
Old style alarm clock on a table next to a scattering of coins and a pink piggy bank depicting growing wealth over time/savings for retirement

How can an outstanding TSP loan impact your retirement?

Federal Guide to TSP Loans

By Brandon ChristyDec 11, 2020 9:30 AM Categories Pay & Benefits Leave a comment

How do TSP loans work? Here is an overview of the process.

Paying Double Taxes on TSP Loans

FedSmith.com author Dallen HawsBy Dallen HawsOct 14, 2020 1:36 PM | Updated: Apr 29, 2021 11:13 AM Categories Pay & Benefits Leave a comment

There are a number of downsides to taking a loan from your TSP account, not the least of which is the potential doubling your tax burden.

You Can Now Apply for Coronavirus TSP Loans

FedSmith.com author Ian SmithBy Ian SmithJun 16, 2020 8:51 AM | Updated: Apr 29, 2021 11:13 AM Categories Pay & Benefits Leave a comment
$100 bill with the image of Benjamin Franklin wearing a surgical face mask pictured against a black background

Special loan and withdrawal options are now available to TSP participants affected by the coronavirus.

Four Reasons to Avoid Taking a TSP Loan

FedSmith.com author Brad BobbBy Brad BobbJul 10, 2019 2:54 PM | Updated: Apr 29, 2021 11:13 AM Categories Retirement Leave a comment
cash on one end of a seesaw scale with the word 'risk' in vertical block letters on the other end

Borrowing from your TSP account can be detrimental to your long-term savings. The author explains why it’s best to avoid.

Credit Card Debt and a Good TSP Loan

FedSmith.com author Brad BobbBy Brad BobbApr 22, 2019 2:33 PM Categories Pay & Benefits Leave a comment

The author says that taking a loan from your TSP is something you should generally avoid, but there are times when it can make sense.

Four Reasons Not To Take A TSP Loan

By Alexis HongamenJul 16, 2018 3:18 PM Categories Pay & Benefits Leave a comment
Old style alarm clock on a table next to a scattering of coins and a pink piggy bank depicting growing wealth over time/savings for retirement

Federal employees can borrow against their TSP accounts to raise cash. However, the author advises that this is not a good idea.

What Effect Will a TSP Loan Have on My Ability to Withdraw Funds After I Retire?

FedSmith.com author John GrobeBy John GrobeJun 8, 2017 1:08 PM Categories Q&A, Retirement Leave a comment
Piggy bank on top of a calculator

I will be retiring at the end of this year and I have a TSP loan. What effect will this have on my ability to withdraw funds from my TSP once I retire?

What Happens to Your TSP Loan When You Leave Federal Service?

FedSmith.com author John GrobeBy John GrobeSep 7, 2015 10:38 AM Categories Pay & Benefits Leave a comment

It is not uncommon for an employee to separate from federal service with an outstanding TSP loan. What happens to your loan when you retire or otherwise separate from federal service?

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Daily TSP Performance

April 17, 2026

Fund Last % YTD
G Fund $19.8322 +0.01% +1.25%
F Fund $21.0773 +0.38% +0.94%
C Fund $114.4069 +1.20% +4.47%
S Fund $108.9131 +1.96% +8.47%
I Fund $62.1880 +1.24% +12.07%
L Income $30.1358 +0.39% +3.05%
L 2030 $60.8789 +0.76% +4.79%
L 2035 $18.6502 +0.90% +5.49%
L 2040 $71.7563 +0.97% +5.86%
L 2045 $19.9136 +1.04% +6.17%
L 2050 $44.2467 +1.10% +6.49%
L 2055 $23.0558 +1.30% +7.59%
L 2060 $23.0531 +1.30% +7.59%
L 2065 $23.0504 +1.31% +7.59%
L 2070 $13.6616 +1.31% +7.59%
L 2075 $11.9335 +1.31% +7.59%
Get detailed TSP data at TSPDataCenter.com

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