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OPM Proposal Would Overhaul Federal RIF Process, Putting Performance Ahead of Seniority

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 5, 2026 10:47 AM Categories Human Resources Leave a comment
Close up of file folder in drawer labeled "Regulations"

OPM is proposing changes to RIF rules favoring performance over seniority, aiming to reshape the federal workforce. How will this impact federal employees?

Smart Roth Conversions: How to Use Partial IRA, 401(k), or TSP Transfers for Tax-Efficient Retirement

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 4, 2026 1:44 PM Categories Retirement Leave a comment
words written on a light brown background separated by downward pointing arrows to show a progression reading 'IRA' -> 'Conversion' -> 'ROTH' depicting a Traditional IRA to Roth IRA conversion

Partial Roth conversions let you move IRA, 401(k), or TSP assets gradually, managing taxes, reducing RMDs, and building tax-free retirement income.

TSP Investment Guidance for Building Your Thrift Savings Plan Strategy

FedSmith.com author Brennan RhuleBy Brennan RhuleMar 4, 2026 8:20 AM Categories Retirement Leave a comment
Golden eggs with Benjamin Franklin's faces imposed on them to look like $100 bills sitting in a nest on top of a spread of $100 bills depicting a retirement savings nest egg for the future

Learn about the TSP investment options and strategies to build a personalized investment plan over the course of your federal career.

What Federal Employees Need to Know About the New ‘Schedule/Policy Career’ Rule

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Mar 3, 2026 12:55 PM Categories Human Resources Leave a comment
Books on a desk with one facing up that says "The Rules & Regulations" on the cover

OPM’s new Schedule Policy/Career rule reclassifies up to 50,000 federal jobs as at-will, stripping appeal rights. What will this mean for federal employees?

FEGLI Explained: How to Avoid Overspending on Federal Life Insurance

FedSmith.com author Dallen HawsBy Dallen HawsMar 3, 2026 8:05 AM Categories Pay & Benefits Leave a comment

FEGLI life insurance can become costly as you age, especially Option B. Audit your coverage, assess your needs, and consider alternatives to save money.

Physician, Heal Thyself

By Ed DavisMar 2, 2026 2:16 PM Categories Human Resources Leave a comment

The author argues OPM criticizes union time costs but ignores its own far more expensive inefficiencies, echoing “Physician, heal thyself.”

When the “IRS” Calls, It May Be AI

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 2, 2026 8:25 AM Categories Federal Workforce News Leave a comment
Red warning sign along a road with the words 'fraud alert' warning of dangers ahead

AI-driven government impersonation scams are targeting federal retirees.

Why the TSP’s I Fund Is Outperforming—and How Long the Advantage May Last

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 28, 2026 10:26 AM Categories Pay & Benefits Leave a comment
World map overlaid by rising investment performance lines and bar charts and foreign currency symbols

The TSP’s I Fund is still outperforming U.S. stock funds. The trend has momentum, but it is not guaranteed to last. Here’s what is driving the I Fund’s performance.

Appeals Court Upholds Trump Executive Order Restricting Collective Bargaining

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 27, 2026 11:23 AM Categories Court Cases Leave a comment
Close up of a judge's hand tapping a gavel

Federal employee unions sued to stop an executive order excluding them on security grounds; brief wins faded as appeals stalled collective bargaining.

What Parts of a Federal Employee’s Retirement Income Are Taxed?

FedSmith.com author Dallen HawsBy Dallen HawsFeb 27, 2026 9:05 AM Categories Retirement Leave a comment

Federal employees will find that most of their retirement income is subject to taxes. Planning ahead helps reduce tax surprises in retirement.

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Daily TSP Performance

March 4, 2026

Fund Last % YTD
G Fund $19.7330 +0.01% +0.74%
F Fund $21.1358 -0.10% +1.22%
C Fund $110.1211 +0.78% +0.56%
S Fund $103.7789 +0.78% +3.36%
I Fund $59.1932 +0.09% +6.67%
L Income $29.6598 +0.15% +1.42%
L 2030 $59.3279 +0.30% +2.12%
L 2035 $18.0907 +0.35% +2.33%
L 2040 $69.4555 +0.38% +2.46%
L 2045 $19.2399 +0.41% +2.58%
L 2050 $42.6705 +0.43% +2.69%
L 2055 $22.0840 +0.53% +3.06%
L 2060 $22.0815 +0.53% +3.06%
L 2065 $22.0790 +0.53% +3.06%
L 2070 $13.0860 +0.53% +3.06%
L 2075 $11.4306 +0.53% +3.06%
Get detailed TSP data at TSPDataCenter.com

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