What Penalties Would I Face If I Retire at 62 With Less Than 20 Years of Service?
What penalties would I face if I retire at 62 years old but have less than 20 years in service?
Q&A
Q&A from FedSmith authors addressing readers’ questions. We share them here to help you with your federal career or retirement planning.
I Took EPA’s Buyout Offer; When Should I Leave?
I took the EPA’s VERA/VSIP offer and am wondering when to set the effective date of my retirement.
Can I Be Considered a CSRS Re-Hire Under a Presidential Appointment?
Can I be considered as a CSRS re-hire? If so, how will my previous CSRS time affect any retirement benefits to which I would be entitled eight years from now?
Are CD’s a Good Retirement Investment Choice?
Are CD’s (Certificates of Deposit) a good investment option when planning for retirement?
Will Working Longer Increase My Social Security Benefits?
Will working longer increase Social Security benefits? Here are some key points for federal retirees.
What Can Federal Employees Do to Prevent Proposed Cuts to Their Retirement Benefits?
I’m worried about recent proposed cuts to federal retirement benefits. Is there anything federal employees can do to prevent this from happening?
What Effect Will a TSP Loan Have on My Ability to Withdraw Funds After I Retire?
I will be retiring at the end of this year and I have a TSP loan. What effect will this have on my ability to withdraw funds from my TSP once I retire?
Should I Retire Now to Take the Supplemental Payment?
I meet requirements for immediate retirement from Federal service. One thing I don’t want to lose is the supplemental payment until 62. Should I retire now?
Can I Withdraw From My TSP to Purchase an Annuity?
Can I take a certain percentage out of my traditional TSP (all G fund) for two years, and then purchase an annuity?
Nervous Feds Nearing Retirement Continue to Ask, ‘Am I Invested Correctly?’
I am under FERS and plan to remain in federal service until I get an additional 10% annuity, but am wondering if my TSP funds are invested correctly.
