The Five Biggest Retirement Decisions Feds Have To Make
The author lists five important decisions that he says are likely the most important for federal employees in their retirement planning.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Taxes Are Temporarily ‘On Sale’ – Are You Taking Advantage?
With federal spending rising, future individual tax rates are expected to be higher. The author describes options for offsetting this potential tax burden.
How Much Difference Does Changing Annuity Contribution Rates Make?
How much of an impact do the increased retirement contributions under FERS have for retirement savings overall? The author analyzes some numbers.
Is Working after Retirement Worth the Costs?
Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?
What Does ‘Creditable Civilian Service’ Mean?
I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?
OPM Sees Very Slight Increase in Retirement Backlog in June
OPM’s retirement backlog remained mostly flat in June as it saw a less than 1% increase in the total number of outstanding retirement applications.
Fixing Social Security Starts With Us, the Voters
The author says that the path to fixing Social Security ultimately lies in the hands of the voters.
Estate Planning for Federal Employees
Do you have an estate plan? It is an often neglected but very important part of financial planning. These are some key components of estate planning.
House Budget Resolution Would Increase Retirement Contributions
A House budget resolution proposes increasing retirement contributions for federal employees and Members of Congress.
Is Dave Ramsey Right?
What kind of returns can you expect on your long-term investments? One financial advisor takes issue with the advice from Dave Ramsey, a well known financial planner.
