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Retirement

Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.

Should Federal Employees Retire Amidst High Inflation?

FedSmith.com author Justin HoltzBy Justin HoltzSep 15, 2022 12:36 PM | Updated: Jan 10, 2024 3:47 PM Categories Retirement Leave a comment

Inflation is at its highest levels in over 40 years. For federal employees who may be considering retiring, is now a good time?

Is the Bear Market Over?

FedSmith.com author Thiago GliegerBy Thiago GliegerSep 13, 2022 2:51 PM Categories Retirement Leave a comment

As the author explains, the current economic conditions are bizarre. What does this mean for federal employees planning for retirement?

Inflation Up 8.3% Despite Decline in Gas Prices

FedSmith.com author Ralph R. SmithBy Ralph R. SmithSep 13, 2022 7:04 AM | Updated: Sep 14, 2022 8:31 AM Categories Retirement Leave a comment

The 2nd month of inflation data used to calculate the COLA payment that will begin in January is now available. Here are the latest figures and COLA projections.

Think About Test Driving Your Retirement

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterSep 12, 2022 1:23 PM Categories Retirement Leave a comment

Taking a “test drive” of your retirement can help you avoid costly mistakes and make the most of the experience.

A Perfect Retirement Storm? Comparing Pay Raise, Inflation, COLAs During Periods of High Inflation

FedSmith.com author Ralph R. SmithBy Ralph R. SmithSep 9, 2022 9:17 AM Categories Retirement Leave a comment

Is 2022 a good year to retire? How do the annual pay raise, inflation, and COLAs compare during similar economic circumstances under Presidents Carter and Biden?

Federal Employee Mental Health Issues on the Rise

By Leah Bachmeyer-KilleSep 7, 2022 8:15 AM | Updated: Dec 19, 2022 11:14 AM Categories Retirement Leave a comment

Mental health conditions can qualify federal employees for Federal Disability Retirement.

Protecting Social Security From Hobgoblins

FedSmith.com author Brenton SmithBy Brenton SmithSep 6, 2022 3:11 PM Categories Retirement Leave a comment

The author says that neither political party has a viable plan to help Social Security.

OPM Retirement Backlog Barely Budges in August

FedSmith.com author Ian SmithBy Ian SmithSep 6, 2022 6:23 AM Categories Retirement Leave a comment

The total size of the OPM retirement backlog saw almost no change in August 2022.

Turning 62 is a Rewarding Milestone for FERS Employees

By Abraham GrungoldAug 31, 2022 9:20 AM Categories Retirement Leave a comment

Federal employees under FERS can get a higher annuity by waiting until age 62 to retire.

FERS Retirement Eligibility

FedSmith.com author Steven PuckettBy Steven PuckettAug 29, 2022 8:15 AM | Updated: Sep 11, 2023 3:26 PM Categories Retirement Leave a comment

Retirement eligibility under FERS is determined by a federal employee’s age and number of years of creditable service.

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Daily TSP Performance

May 1, 2026

Fund Last % YTD
G Fund $19.8657 +0.01% +1.42%
F Fund $20.9401 +0.12% +0.28%
C Fund $116.0963 +0.29% +6.01%
S Fund $109.4965 +0.40% +9.05%
I Fund $61.5532 -0.18% +10.92%
L Income $30.1996 +0.05% +3.27%
L 2030 $61.0590 +0.09% +5.10%
L 2035 $18.7105 +0.11% +5.83%
L 2040 $71.9984 +0.11% +6.21%
L 2045 $19.9834 +0.12% +6.54%
L 2050 $44.4091 +0.13% +6.88%
L 2055 $23.1647 +0.14% +8.10%
L 2060 $23.1620 +0.14% +8.10%
L 2065 $23.1591 +0.14% +8.10%
L 2070 $13.7260 +0.14% +8.10%
L 2075 $11.9897 +0.14% +8.10%
Get detailed TSP data at TSPDataCenter.com

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