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Can Higher Shipping Rates Save USPS From Financial Collapse?

FedSmith.com author Ian SmithBy Ian SmithMar 26, 2026 12:25 PM Categories Agency News Leave a comment
USPS delivery van parked in front of a building

USPS plans a temporary 8% price hike as it faces rising costs and mounting financial trouble, with a potential cash crisis looming by 2027.

Under-Living: The Hidden Risk for High-Achieving Savers

FedSmith.com author Dallen HawsBy Dallen HawsMar 26, 2026 8:40 AM Categories Retirement Leave a comment

Don’t let your TSP millions gather dust—trade under-living for lifelong memories. Spend smart, savor now, and let your money serve your life.

The Post-DRP Hiring Crisis: What 137,000 Federal Departures Actually Look Like From the Resume Side

By Maryam HouseMar 25, 2026 1:24 PM Categories Human Resources Leave a comment

137,000 federal employees took the DRP, flooding the job market. Many lack private-sector resumes, risking underpayment and unstable career transitions.

TSP Investors Are Rapidly Doubling I Fund Exposure—Driven by 2025’s Breakout Returns

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 25, 2026 8:15 AM Categories Pay & Benefits Leave a comment

TSP investors flock to the I Fund after its strong 2025 showing, doubling allocations in a year—boosting diversification but risking return-chasing.

The IRS Interactive Tax Assistant: A Free Tool Federal Employees Should Know About

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 24, 2026 2:43 PM Categories Agency News, Retirement Leave a comment

The IRS Interactive Tax Assistant helps federal employees answer common tax questions quickly with guided interviews but it has some known limitations.

Submit and Pray: Are Recent Federal Retirees Being Left in the Dark by OPM’s New ORA System?

FedSmith.com author Ian SmithBy Ian SmithMar 24, 2026 8:01 AM Categories Retirement Leave a comment

75% of recent retirees find OPM’s new ORA system easy to use—so why are satisfaction levels plummeting after they hit submit? Read our full breakdown of the data.

Making FERS Work: How Federal Employees Should Plan Retirement Using the TSP, Pension, and Social Security

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 23, 2026 7:45 AM Categories Retirement Leave a comment

FERS retirement relies on your pension, Social Security, and TSP. Here’s how they combine and an analysis of what’s needed to match (or exceed) CSRS income.

Can You Double Your TSP in 7 Years?

FedSmith.com author Dallen HawsBy Dallen HawsMar 20, 2026 9:20 AM Categories Retirement Leave a comment

Is it possible for federal employees to double their TSP accounts in 7 years? These are some important considerations.

FERS and SBP Survivor Benefits: Know the Point of No Return

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 19, 2026 1:47 PM Categories Retirement Leave a comment

FERS and SBP survivor benefit elections can become permanent fast—know your deadlines before submitting retirement paperwork.

For Federal Employees, Retirement Taxes Are About Location, Location, Location

FedSmith.com author Anthony BucciBy Anthony BucciMar 19, 2026 8:30 AM Categories Retirement Leave a comment

Asset location in retirement is key. Where federal employees keep savings—tax-deferred, Roth, or taxable—can greatly impact taxes and flexibility later.

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