Selecting a Survivor Annuity: What Should You Do?

November 3, 2011 6:52 PM

Married employees considering retirement have choices regarding the survivor annuity. Do they want/need it? If they do opt for the survivor annuity, how much do they want it to be? How much will it cost?

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The Best Day to Retire From Now Until 2020

October 30, 2011 12:00 PM

What is the best day for a federal employee to retire? Here are suggested retirement dates through 2020 from a federal retirement expert.

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FERS and CSRS Federal Disability Retirement: Understanding the Practical Application of a Theoretical Construct

In preparing, and filing a Federal Disability Retirement application under FERS or CSRS, a Federal or Postal worker who is contemplating filing for Federal Disability Retirement benefits must make the connection between “the forms,” “the evidence”, and “the law.”

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Annuity Retirement Processing Time will get Worse

October 12, 2011 4:51 PM

Many FedSmith readers have commented on the excessive time it takes OPM to process the paperwork for full annuity payments. It is likely to get worse instead of better. Here’s why.

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CSRS Is Better Than FERS. Are You Sure?

September 20, 2011 8:40 PM

The author walks the reader through some examples to illustrate that the CSRS retirement system may not be better than the FERS retirement system, despite popular belief to the contrary.

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FERS After 25 Years

August 7, 2011 6:03 PM

FERS is now the retirement plan for most federal employees. It is now 25 years old and the plan significantly changed the federal retirement system. Here are the changes it wrought and how the plan looks after having been in operation since 1987.

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Using the CSRS Voluntary Contribution Program to Max-Fund a Roth IRA

July 12, 2011 7:16 AM

Do you make “too much money” to qualify for a Roth IRA? CSRS and CSRS Offset federal employees have a unique benefit that can be used max-fund a Roth IRA.

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Federal Disability Retirement under FERS or CSRS: The Applicant’s Statement of Disability

In preparing a Federal Disability Retirement application, a change in a medical diagnosis may require an amendment to the application. In such instances, should a change be implemented?

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We Gotta Get Out of This Place

The author poses the question, with all the noise around shrinking government and making federal employees out to be the “bad” guys, what would the real effects of some of the current proposals be?

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Proposed Cuts to Your Retirement COLA

April 12, 2011 5:14 PM

Recent recommendations in Congress could have a negative impact on the cost of living adjustment (COLA) for federal employee retirees.

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