Notes on the Lump Sum, the Survivor Annuity, and Life Insurance
The author offers some details and example calculations on the lump sum, survivor annuity, and life insurance benefits.
CSRS
How is Your Federal Employee Annuity Calculated?
How is your federal employee annuity calculated? It is based on two numbers. Here is how it works.
The Best Annuity: FERS or CSRS?
The author says that evaluating retirement systems to determine which one is “better” is difficult, but he says that the annuity is the key element.
Full Annuity Payments – How Fast?
FedSmith.com recently polled our users to see how long it took recent retirees to receive their full annuity payments. Here are the results.
Is the Long-Term Gain Worth the Short-Term Loss?
The author tells a true story of a federal employee and friend who suffered some serious health problems and had to contend with leave without pay and retirement annuity considerations to cover his medical bills.
10 Potential Mistakes To Avoid When Considering Retirement
The author outlines ten common mistakes federal retirees should strive to avoid to get the most out of their retirement benefits.
The Practical Effects of the Proposed Pension Changes
The author illustrates a hypothetical scenario of two FERS employees with identical salary histories to show the dramatic impact the recently proposed pension reduction bill, as currently written, would have on future federal retirees.
House Bill Would Extend Pay Freeze, Increase Retirement Contributions
Republicans in the House have introduced legislation that would extend the pay freeze on federal employees as well as increase employee retirement contributions under both CSRS and FERS.
Selecting a Survivor Annuity: What Should You Do?
Married employees considering retirement have choices regarding the survivor annuity. Do they want/need it? If they do opt for the survivor annuity, how much do they want it to be? How much will it cost?
The Best Day to Retire From Now Until 2020
What is the best day for a federal employee to retire? Here are suggested retirement dates through 2020 from a federal retirement expert.
