Retirement
The Best Day to Retire in 2015
The author says that while you can retire on any date that you choose, there may be some advantages to retiring at certain times of the month or…
CSRS
Stay informed on the Civil Service Retirement System (CSRS) with updates on CSRS annuity calculations, eligibility rules, service credit, and annual COLA adjustments that affect federal retirees. Explore clear explanations of CSRS benefits, survivor options, retirement planning considerations, and policy changes that influence long‑term financial security for CSRS employees and annuitants. Find timely analysis and practical guidance to help you understand how CSRS retirement income is determined and how legislative or regulatory updates may impact your benefits.
Pay & Benefits
The CSRS Voluntary Contribution Program
The CSRS Voluntary Contribution Program has been available to CSRS or CSRS Offset federal employees for many years. It can be a very useful option to significantly increase…
Q&A
Adding CSRS Offset Time to FERS or CSRS Employment Years
When my retirement is calculated over 30 years in service, will my CSRS Offset time be added to the CSRS years, or the FERS years?
Retirement
5 Important Questions To Consider Before Applying For OPM Disability Retirement
The author outlines five questions that identify a few of the initial considerations that federal employees should examine when determining whether they should pursue OPM disability retirement.
Retirement
Phased Retirement: Answers to Some Common Questions
The Office of Personnel Management announced the long awaited final regulations for the phased retirement program for federal employees late last week. As part of that announcement, OPM…
Q&A
How Much Will My Pension Be Cut When I Apply for Social Security?
I'm a retired CSRS federal employee who took an early out option in 1999. Do you know how much my pension will be cut when I must apply…
Q&A
Should I Apply for Retirement 6 Months in Advance?
My OPM officer is saying that if I apply for retirement 6 months in advance, the application will "only sit in a folder." Can you suggest what I…
Q&A
Calculating Your High Three Salary
Does OPM base the CSRS retirement calculation on an employee’s high-three annual BASE PAY or LOCALITY PAY when determining the annual retirement payment?
Retirement
What Every Federal Employee’s Financial Planner Should Know About Federal Retirement and Benefits
Federal employees have some unique features to their financial lives, so financial advisors should know about them.