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Federal Retirement Planning: Top 5 Tips for Federal Employees Contributing to FERS

FedSmith.com author Brennan RhuleBy Brennan RhuleMar 31, 2026 7:55 AM Categories Retirement Leave a comment
document on a desk labeled 'retirement plan' next to a $100 bill, pen and reading glasses

Maximize your federal retirement with smart FERS, TSP, and benefits strategies—learn the top tips to secure your financial future without missing a step.

Military Time Buy Back: How 4 Military Years Could Mean $100,000+ More in Retirement

FedSmith.com author Charles DzamaBy Charles DzamaOct 21, 2025 9:46 AM Categories Retirement Leave a comment

Buying back military time boosts your FERS pension. It’s misunderstood, but adds thousands yearly. Don’t miss out—know the facts and plan wisely.

Navigating Federal Retirement: Top 3 Benefit Mistakes to Avoid

FedSmith.com author Wes BattleBy Wes BattleJul 21, 2025 8:05 AM Categories Retirement Leave a comment
Word 'retirement' broken in half by a crack in concrete

These are 3 common mistakes federal employees make with respect to their retirement benefits that can be costly.

Military Buyback: A Smart Move for FERS Retirees?

FedSmith.com author David FeiBy David FeiApr 11, 2024 2:25 PM | Updated: Apr 21, 2024 4:20 PM Categories Retirement Leave a comment

Should FERS retirees buy back their military service time? These are some condsiderations.

Make Military Deposits to Increase Spousal Benefits

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMay 31, 2023 2:15 PM Categories Retirement Leave a comment

Military deposits can increase spousal benefits if a federal employee passes away before or after retirement.


When Should I Make a Deposit for My Military Time?

By Brandon ChristySep 20, 2021 2:52 PM Categories Retirement Leave a comment

Federal employees may be able to receive retirement credit for their military service.

How a Military Deposit Affects Your Retirement

FedSmith.com author Dallen HawsBy Dallen HawsJun 3, 2021 8:14 AM Categories Retirement Leave a comment

How does a military deposit affect your retirement, and should you buy back your military time?

The Federal Retirement Process

FedSmith.com author Carol SchmidlinBy Carol SchmidlinJul 22, 2019 1:48 PM Categories Retirement Leave a comment
Words 'retirement plan' written on a notebook sitting on a desk next to a pen, notepad and decorative plant

The author describes the retirement planning process for federal employees under both FERS and CSRS.

Bill Would Expand Retirement Options for Some Feds

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 3, 2019 12:49 PM Categories Retirement Leave a comment

A bill in Congress would allow a buyback for time working as a temporary employee to count toward federal retirement payments.

New Law Allows Agencies to Pay Interest for Mistakes on Military Service Deposits

FedSmith.com author Ian SmithBy Ian SmithJan 3, 2019 2:37 PM | Updated: Jan 10, 2019 3:29 PM Categories Pay & Benefits Leave a comment

A new law would authorize agencies to pay interest to federal employees on mistakes made in calculating military service deposits.

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Daily TSP Performance

April 20, 2026

Fund Last % YTD
G Fund $19.8394 +0.04% +1.28%
F Fund $21.0674 -0.05% +0.89%
C Fund $114.1387 -0.23% +4.22%
S Fund $109.7297 +0.75% +9.28%
I Fund $61.8167 -0.60% +11.40%
L Income $30.1227 -0.04% +3.01%
L 2030 $60.8067 -0.12% +4.66%
L 2035 $18.6228 -0.15% +5.34%
L 2040 $71.6395 -0.16% +5.68%
L 2045 $19.8785 -0.18% +5.98%
L 2050 $44.1628 -0.19% +6.28%
L 2055 $23.0027 -0.23% +7.34%
L 2060 $23.0000 -0.23% +7.34%
L 2065 $22.9973 -0.23% +7.34%
L 2070 $13.6301 -0.23% +7.34%
L 2075 $11.9060 -0.23% +7.34%
Get detailed TSP data at TSPDataCenter.com

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