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FLTCIP

The Longest Government Shutdown in History is Over

FedSmith.com author Ian SmithBy Ian SmithNov 12, 2025 8:24 PM | Updated: Nov 14, 2025 11:33 AM Categories Pay & Benefits Leave a comment
Yellow sign reading 'government shutdown' overlaid on an American flag with a silhouette of a ticking clock

The record-breaking government shutdown is finally over. Here is what federal employees can expect going forward.

Federal Long Term Care Insurance Still on Hold for New Applicants

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterNov 15, 2024 7:46 AM Categories Pay & Benefits Leave a comment
Words 'long-term care insurance' written on a piece of paper sitting on a desk next to a stethoscope

OPM has extended the suspension on long term care insurance (FLTCIP) applications.

Federal Long-Term Care Insurance Program (FLTCIP): A Simplified Guide

FedSmith.com author Brennan RhuleBy Brennan RhuleMar 11, 2024 7:48 AM | Updated: Apr 8, 2024 10:17 AM Categories Pay & Benefits Leave a comment
Words 'long-term care insurance' written on a piece of paper sitting on a desk next to a stethoscope

This is a detailed overview of the Federal Long Term Care Insurance Program for federal employees.

Guide to 2023 Federal Benefits Open Season

FedSmith.com author Thiago GliegerBy Thiago GliegerOct 17, 2023 1:45 PM Categories Pay & Benefits Leave a comment

Federal employees choose their 2024 benefits options during the upcoming 2023 federal benefits open season. These are some important considerations.

What is a Total Compensation Statement?

FedSmith.com author Justin HoltzBy Justin HoltzSep 7, 2023 9:15 AM | Updated: Jan 10, 2024 3:46 PM Categories Pay & Benefits Leave a comment

The Total Compensation Statement can help federal employees better understand their benefits.

Be Prepared to Pay the Initial Bill for Long-Term Care

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 29, 2023 8:52 AM Categories Retirement Leave a comment

Even if you have long-term care insurance, it is important to have a plan in place to pay the initial expenses.

It May Be Time to Explore Short-Term Care Insurance

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterDec 28, 2022 9:18 AM Categories Retirement Leave a comment

Short-Term Care insurance can be an alternative to Long-Term Care or it can augment it.


FLTCIP Problem: OPM Suspending Long-Term Care Insurance Applications

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 22, 2022 10:08 AM Categories Pay & Benefits Leave a comment

The FLTCIP is in trouble. OPM is suspending new applications as of 12/19/22. Here is a summary and analysis.

Guide to 2022 Federal Benefits Open Season

FedSmith.com author Thiago GliegerBy Thiago GliegerOct 12, 2022 7:19 AM | Updated: Oct 16, 2023 1:47 PM Categories Pay & Benefits Leave a comment

This is an overview of the benefits available to federal employees and retirees during Open Season.

Top Considerations for Life and Long-Term Care Insurance (FEGLI and FLTCIP)

FedSmith.com author Thiago GliegerBy Thiago GliegerJun 30, 2022 8:02 AM Categories Pay & Benefits Leave a comment

What are the differences between life insurance and long term care insurance? Federal employees have two benefits available to meet both of these needs.

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Daily TSP Performance

April 14, 2026

Fund Last % YTD
G Fund $19.8250 +0.01% +1.21%
F Fund $21.0563 +0.26% +0.84%
C Fund $111.8484 +1.18% +2.13%
S Fund $106.0976 +1.00% +5.67%
I Fund $61.3477 +1.06% +10.55%
L Income $29.9595 +0.33% +2.45%
L 2030 $60.1943 +0.64% +3.61%
L 2035 $18.4028 +0.76% +4.09%
L 2040 $70.7241 +0.82% +4.33%
L 2045 $19.6080 +0.88% +4.54%
L 2050 $43.5253 +0.93% +4.75%
L 2055 $22.6049 +1.11% +5.49%
L 2060 $22.6023 +1.11% +5.49%
L 2065 $22.5996 +1.11% +5.49%
L 2070 $13.3944 +1.11% +5.49%
L 2075 $11.7001 +1.11% +5.49%
Get detailed TSP data at TSPDataCenter.com

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