Tag: Roth

What Are The Differences Between the Roth TSP and a Roth IRA?

By on May 16, 2017 in Pay & Benefits, Retirement with 0 Comments
What Are The Differences Between the Roth TSP and a Roth IRA?

Can federal employees invest in both the Roth TSP and a Roth IRA? The author explains the similarities and differences between these two retirement savings account types.

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Can Roth TSP Withdrawals Be Taxed?

By on March 12, 2017 in Pay & Benefits, Retirement with 0 Comments
Can Roth TSP Withdrawals Be Taxed?

Could funds in your Roth TSP be taxed when you withdraw them? The answer is “yes, if you are not careful.”

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Accelerate the Tax Efficiency of Roth TSP Distributions

By on June 1, 2016 in Retirement with 0 Comments
Accelerate the Tax Efficiency of Roth TSP Distributions

The author describes a technique known as the “The Back Door Roth TSP Withdrawal” federal employees can use to accelerate their tax benefits in retirement.

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Roth TSP vs. Roth IRA Showdown

By on January 7, 2016 in Retirement with 0 Comments
Roth TSP vs. Roth IRA Showdown

The Roth TSP and the Roth IRA share many similarities, however, they are not the same thing. The author describes some of the similarities and differences federal employees should be aware of as they look at how each one fits into their retirement savings plans.

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Penalties for Withdrawing from Roth and Regular TSP

By on April 21, 2015 in Q&A, Retirement with 0 Comments

Will I get penalized for being only 56 and taking money out of the Roth TSP when I am eligible to take money out of the regular TSP?

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Have You Forgotten About the Roth TSP?

By on March 29, 2015 in Pay & Benefits, Retirement with 0 Comments

With all the talk about the TSP possibly opening up a mutual fund window and expanding withdrawal options, you may have forgotten that the TSP also offers a Roth option. The author describes the basics of how the Roth option works to help you decide if it is right for your situation.

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Pay Taxes on the Seed, Not the Harvest

By on October 13, 2014 in Retirement with 0 Comments

One advantage federal employees have when saving for retirement is the Roth TSP. A Roth investment allows you to pay tax on the seed (the smaller, starting investment) and reap the bounties (the investment plus growth/interest) tax-free. The author explains more about how this works.

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TSP’s Roth vs. Traditional Roth IRA: Advice From an Expert

By on March 17, 2014 in Retirement with 0 Comments

Should you invest in the Roth option within the Thrift Savings Plan or do a traditional Roth IRA? One financial advisor offers his advice to a member of the Air Force on what he believes is the best choice.

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Taxes and Your Roth TSP Account

By on August 27, 2013 in Retirement with 0 Comments

Could funds in your Roth TSP be taxed when you withdraw them? The answer is “yes, if you are not careful.”

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TSP Examining Roth Conversion Option

By on January 10, 2013 in Pay & Benefits with 0 Comments

The TSP is examining the possibility of adding a Roth conversion option for participants.

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