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Roth

Navigate the complexities of Roth accounts within the federal retirement system. This section provides expert insights into the Roth TSP, Roth IRA conversions, and tax-planning strategies tailored for the federal workforce. Learn how to leverage tax-free growth to hedge against future tax hikes, understand the nuances of TSP to Roth IRA transfers, and determine if a Roth conversion makes sense for your FERS or CSRS retirement strategy. Stay updated on contribution limits and the five-year rule to ensure your retirement income remains tax-efficient.

3 Situations When You Should Avoid the Roth TSP

FedSmith.com author Dallen HawsBy Dallen HawsAug 30, 2024 8:21 AM Categories Retirement Leave a comment

Federal employees should opt for traditional TSP over the Roth TSP in these situations.

Reasons NOT to Do Roth Conversions

FedSmith.com author Mel StubbsBy Mel StubbsAug 15, 2024 9:33 AM | Updated: Aug 19, 2024 8:29 AM Categories Retirement Leave a comment

These are 8 scenarios when it might not make sense to do Roth conversions.

New TSP Members Might Want to Explore Roth Contributions

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterAug 8, 2024 1:45 PM Categories Retirement Leave a comment
Pink piggy bank sitting on the top of a laptop keyboard next to a closeup of a man's hands typing on the keyboard

New federal employees can save a lot on future taxes by using the Roth TSP.

The Roth TSP is a Must for Federal Employees

FedSmith.com author Wes BattleBy Wes BattleJul 25, 2024 8:40 AM Categories Retirement Leave a comment
Plant growing out of a jar of coins sitting on a wooden surface - retirement savings growth concept

Using the Roth TSP will help federal employees to build more tax-free assets to have in retirement.

9 Ugly Truths About Retirement

FedSmith.com author Mel StubbsBy Mel StubbsJul 23, 2024 7:50 AM | Updated: Jul 29, 2024 2:17 PM Categories Retirement Leave a comment
Piggy bank sitting on top of sheets of paper with financial graphs printed on them next to a calculator and pen

These are 9 things that should not be ignored if you want to have a successful retirement.

3 Things You MUST Have in Your Federal Financial Plan

FedSmith.com author Jennifer MeyerBy Jennifer MeyerJul 10, 2024 8:39 AM Categories Retirement
Stack of hundred dollar bills on a wood grain background

Federal employees who include these three things in their retirement plans will have greater long-term financial success.

8 Mistakes to Avoid Making With the TSP

FedSmith.com author Wes BattleBy Wes BattleJul 1, 2024 9:12 AM Categories Retirement Leave a comment
Words 'common mistakes' written on a white posterboard next to a magnifying glass against a teal background

The author outlines 8 common TSP mistakes he often sees which can be detrimental to federal employees’ retirement savings.

Law Enforcement Officer Retirement, the Rule of 55, TSP, and Roth TSP

FedSmith.com author Brad BobbBy Brad BobbJun 6, 2024 2:26 PM Categories Retirement Leave a comment

Access to the TSP at retirement works differently for federal law enforcement officers and special category employees.

Can You Have Too Much in the Wrong Accounts?

FedSmith.com author Mel StubbsBy Mel StubbsMay 8, 2024 8:27 AM Categories Pay & Benefits Leave a comment

There are three primary types of investment accounts, and different strategies are needed for each to minimize taxes.

Massively Valuable Strategy Helping Federal Employees Stay Wealthy

FedSmith.com author Thiago GliegerBy Thiago GliegerApr 26, 2024 9:48 AM Categories Retirement Leave a comment

Roth accounts are a powerful tool that can help you avoid future taxes.

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Daily TSP Performance

April 10, 2026

Fund Last % YTD
G Fund $19.8154 +0.01% +1.16%
F Fund $20.9622 -0.12% +0.39%
C Fund $109.4304 -0.10% -0.08%
S Fund $103.1166 -0.39% +2.70%
I Fund $60.3073 +0.45% +8.68%
L Income $29.7669 +0.02% +1.79%
L 2030 $59.4657 +0.03% +2.35%
L 2035 $18.1407 +0.03% +2.61%
L 2040 $69.6327 +0.03% +2.72%
L 2045 $19.2855 +0.03% +2.82%
L 2050 $42.7658 +0.04% +2.92%
L 2055 $22.1381 +0.05% +3.31%
L 2060 $22.1355 +0.05% +3.31%
L 2065 $22.1327 +0.05% +3.31%
L 2070 $13.1177 +0.05% +3.31%
L 2075 $11.4584 +0.05% +3.31%
Get detailed TSP data at TSPDataCenter.com

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