Roth Conversion Break-Even Point
Do you need to take the break even analysis on taxes into account when doing Roth conversions?
Roth
Navigate the complexities of Roth accounts within the federal retirement system. This section provides expert insights into the Roth TSP, Roth IRA conversions, and tax-planning strategies tailored for the federal workforce. Learn how to leverage tax-free growth to hedge against future tax hikes, understand the nuances of TSP to Roth IRA transfers, and determine if a Roth conversion makes sense for your FERS or CSRS retirement strategy. Stay updated on contribution limits and the five-year rule to ensure your retirement income remains tax-efficient.
Big Changes Coming to the Thrift Savings Plan in 2026
Roth TSP conversions will arrive in 2026. Who stands to benefit the most?
Essential Year-End Financial Planning for Federal Employees
A little financial planning now can go a long way for federal employees in the upcoming year.
TSP News: Roth Conversions and I Fund Changes: One TSP Fund Up 25.5%
An in-plan Roth conversion option is coming to the TSP. Also, one TSP Fund up more than 25% in 2024.
SECURE Act 2.0: Supercharging TSP Retirement Savings Between Ages 60-63
Catch-up contributions for older individuals are increasing dramatically under provisions of the SECURE Act 2.0.
11 Tips for Newer Federal Employees
These are some tips to help new federal employees understand their benefits and jumpstart their retirement savings.
Why Aren’t More Federal Employees Using the Roth TSP?
These are some possible reasons why more federal employees are not using the Roth TSP.
How a Roth and Traditional Blend Can Give You Flexibility When It Comes to TSP Distributions
Having TSP funds in both traditional and Roth accounts can benefit federal employees when they reach retirement.
How to Reduce RMDs in the TSP
These are some strategies that may help federal employees reduce their RMDs in retirement.
Roth TSP and Roth IRA 5-Year Rule on Withdrawals and Conversions
How does the 5-year rule impact withdrawals from Roth TSP and Roth IRA accounts?
