Tag: Roth

What’s Better: TSP or Roth TSP?

By on November 26, 2017 in Pay & Benefits with 0 Comments
What’s Better: TSP or Roth TSP?

Which is better for your retirement savings: the TSP or the Roth TSP? Here are the basic differences and some resources to help you with this decision.

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What Can I Do to Fix a Roth IRA Contribution When I Exceeded the Income Limitations?

By on October 4, 2017 in Q&A, Retirement with 0 Comments
What Can I Do to Fix a Roth IRA Contribution When I Exceeded the Income Limitations?

Last year I contributed the max to a Roth IRA, but it turned out that my income was too high to contribute. Is it too late for me to fix this?

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What is a Backdoor Roth IRA?

By on September 13, 2017 in Retirement with 0 Comments
What is a Backdoor Roth IRA?

What is a backdoor Roth IRA, and is it right for you?

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Should Federal Employees Invest in a Roth IRA?

By on August 17, 2017 in Retirement with 0 Comments
Should Federal Employees Invest in a Roth IRA?

One advantage of a Roth IRA for federal employees is the opportunity to increase exposure to international markets. The author explains.

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What Are The Differences Between the Roth TSP and a Roth IRA?

By on May 16, 2017 in Pay & Benefits, Retirement with 0 Comments
What Are The Differences Between the Roth TSP and a Roth IRA?

Can federal employees invest in both the Roth TSP and a Roth IRA? The author explains the similarities and differences between these two retirement savings account types.

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Can Roth TSP Withdrawals Be Taxed?

By on March 12, 2017 in Pay & Benefits, Retirement with 0 Comments
Can Roth TSP Withdrawals Be Taxed?

Could funds in your Roth TSP be taxed when you withdraw them? The answer is “yes, if you are not careful.”

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Accelerate the Tax Efficiency of Roth TSP Distributions

By on June 1, 2016 in Retirement with 0 Comments
Accelerate the Tax Efficiency of Roth TSP Distributions

The author describes a technique known as the “The Back Door Roth TSP Withdrawal” federal employees can use to accelerate their tax benefits in retirement.

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Roth TSP vs. Roth IRA Showdown

By on January 7, 2016 in Retirement with 0 Comments
Roth TSP vs. Roth IRA Showdown

The Roth TSP and the Roth IRA share many similarities, however, they are not the same thing. The author describes some of the similarities and differences federal employees should be aware of as they look at how each one fits into their retirement savings plans.

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Penalties for Withdrawing from Roth and Regular TSP

By on April 21, 2015 in Q&A, Retirement with 0 Comments

Will I get penalized for being only 56 and taking money out of the Roth TSP when I am eligible to take money out of the regular TSP?

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Have You Forgotten About the Roth TSP?

By on March 29, 2015 in Pay & Benefits, Retirement with 0 Comments

With all the talk about the TSP possibly opening up a mutual fund window and expanding withdrawal options, you may have forgotten that the TSP also offers a Roth option. The author describes the basics of how the Roth option works to help you decide if it is right for your situation.

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