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Roth

Navigate the complexities of Roth accounts within the federal retirement system. This section provides expert insights into the Roth TSP, Roth IRA conversions, and tax-planning strategies tailored for the federal workforce. Learn how to leverage tax-free growth to hedge against future tax hikes, understand the nuances of TSP to Roth IRA transfers, and determine if a Roth conversion makes sense for your FERS or CSRS retirement strategy. Stay updated on contribution limits and the five-year rule to ensure your retirement income remains tax-efficient.

Should I Invest My Roth Differently Than My Traditional IRA?

FedSmith.com author Mel StubbsBy Mel StubbsJan 14, 2026 8:40 AM Categories Retirement Leave a comment

Should Roth IRA investments be handled differently than traditional IRA investments?

The Federal Employee’s Guide to 2026 TSP Changes: What You Need to Know Now

FedSmith.com author Dallen HawsBy Dallen HawsDec 1, 2025 8:55 AM | Updated: Dec 5, 2025 4:15 PM Categories Retirement Leave a comment

These recent and upcoming changes at the TSP will help federal employees maximize their retirement savings.

Roth Conversions For TSP Investors Coming January 28, 2026

FedSmith.com author Ralph R. SmithBy Ralph R. SmithNov 20, 2025 1:22 PM Categories Pay & Benefits Leave a comment
Piggy bank wearing glasses sitting on top of a stack of books next to a chalkboard that says 'retirement'

A launch date for in-plan Roth conversions for the TSP has been announced.

Navigating Roth Conversions Under the One Big Beautiful Bill Act

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterNov 12, 2025 8:05 AM Categories Retirement Leave a comment
Plant growing from coins outside the glass jar on blurred green natural background

The OBBBA extends lower tax rates, easing Roth conversions. These are some important considerations for federal employees.

Maximize Your Retirement: The Power of Smart Asset Location

FedSmith.com author Dallen HawsBy Dallen HawsOct 29, 2025 8:23 AM | Updated: Feb 27, 2026 10:29 AM Categories Retirement Leave a comment

Asset location is an often overlooked tax savings strategy. Learn how placing assets in the right accounts can boost returns.

Tax Today, Freedom Tomorrow: Understanding the TSP’s New In-Plan Roth Conversion Proposal

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 15, 2025 1:29 PM Categories Retirement Leave a comment
Glass jar of coins and cash labeled 'retirement' depicting retirement savings

In-plan Roth TSP conversions are one step closer to reality after a new proposed rule was issued by the FRTIB.

Roth TSP Conversions Coming in 2026: What Federal Employees Need to Know

FedSmith.com author Ian SmithBy Ian SmithSep 11, 2025 2:06 PM Categories Retirement Leave a comment
Jar of coins with a label on it that reads 'save' next to four vertical stacks of coins

Roth conversions inside the TSP? Starting in 2026, it’s possible—and potentially powerful.

Best Hidden Tax Savings for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsAug 19, 2025 8:07 AM Categories Retirement Leave a comment

These are six important tax savings opportunities for federal employees.

TSP to Roth IRA: What Federal Employees Need to Know

FedSmith.com author Micah ShilanskiBy Micah ShilanskiAug 11, 2025 1:20 PM Categories Retirement Leave a comment
pink piggy bank next to a glass jar filled with cash labeled 'IRA' on a wooden surface

When converting TSP funds into a Roth IRA, there is an extra step federal employees can take which may offer some advantages.

Retirement Account Management: Balancing Traditional and Roth Accounts

FedSmith.com author Mel StubbsBy Mel StubbsJul 31, 2025 8:18 AM Categories Retirement Leave a comment

Strategizing a mix of traditional and Roth retirement accounts can help you save on taxes.

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Daily TSP Performance

April 10, 2026

Fund Last % YTD
G Fund $19.8154 +0.01% +1.16%
F Fund $20.9622 -0.12% +0.39%
C Fund $109.4304 -0.10% -0.08%
S Fund $103.1166 -0.39% +2.70%
I Fund $60.3073 +0.45% +8.68%
L Income $29.7669 +0.02% +1.79%
L 2030 $59.4657 +0.03% +2.35%
L 2035 $18.1407 +0.03% +2.61%
L 2040 $69.6327 +0.03% +2.72%
L 2045 $19.2855 +0.03% +2.82%
L 2050 $42.7658 +0.04% +2.92%
L 2055 $22.1381 +0.05% +3.31%
L 2060 $22.1355 +0.05% +3.31%
L 2065 $22.1327 +0.05% +3.31%
L 2070 $13.1177 +0.05% +3.31%
L 2075 $11.4584 +0.05% +3.31%
Get detailed TSP data at TSPDataCenter.com

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