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TSP

If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.

Unusual TSP Returns This September and Surge in Purchasing TSP Annuities: What is Going On?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithSep 24, 2024 11:28 AM | Updated: Jan 14, 2025 8:29 AM Categories Federal Employee Pay News Leave a comment
White piggy bank labeled 'TSP' sitting on top of a book on a desk next to cash and a calculator

There has been a surge in TSP investors purchasing annuities. Here is a brief explanation. September is historically a negative month for stocks, but so far 2024 has been an exception.

3 Tips to Avoid Running Out of Money In Your TSP

FedSmith.com author Dallen HawsBy Dallen HawsSep 23, 2024 12:01 PM Categories Federal Employee Retirement Leave a comment

Making these mistakes could seriously impair a federal employee’s future retirement savings.

What Happens When the Fed Cuts Interest Rates?

FedSmith.com author Charles DzamaBy Charles DzamaSep 18, 2024 1:55 PM Categories Federal Employee Pay News Leave a comment

When the Federal Reserve cuts interest rates, it can impact the TSP.

How to Reduce RMDs in the TSP

FedSmith.com author Mel StubbsBy Mel StubbsSep 18, 2024 8:15 AM Categories Federal Employee Retirement Leave a comment

These are some strategies that may help federal employees reduce their RMDs in retirement.

How to Invest Your TSP Like the Pros

FedSmith.com author Dallen HawsBy Dallen HawsSep 17, 2024 8:20 AM Categories Federal Employee Pay News Leave a comment

These strategies can help federal employees build their long-term retirement savings in the TSP.

Comparing Retirement Ages 60 and 62 for Federal Employees

FedSmith.com author Dallen HawsBy Dallen HawsSep 13, 2024 9:25 AM Categories Federal Employee Retirement Leave a comment

These are important considerations for federal employees who may be weighing whether to retire at age 60 versus 62.

TSP’s I Fund Now Tracking New Index

FedSmith.com author Ian SmithBy Ian SmithSep 10, 2024 1:31 PM Categories Federal Employee Pay News Leave a comment
Glass globe over stock data on computer screen

The TSP’s I Fund now tracks a new benchmark index, a change that has been a long time coming.

Roth TSP and Roth IRA 5-Year Rule on Withdrawals and Conversions

FedSmith.com author David FeiBy David FeiSep 9, 2024 11:25 AM Categories Federal Employee Retirement Leave a comment

How does the 5-year rule impact withdrawals from Roth TSP and Roth IRA accounts?

3 Tips to Double Your TSP

FedSmith.com author Dallen HawsBy Dallen HawsSep 4, 2024 8:35 AM Categories Federal Employee Retirement Leave a comment

These are 3 strategies federal employees can use to double their TSP accounts over the course of their careers.

TSP Returns Flying High With C Fund Up 19.5% in 2024: Is Risk in Stocks Going Up?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithSep 1, 2024 4:10 PM Categories Federal Employee Pay News Leave a comment
Silhouettes of a bull and a bear facing each other with a green market gains arrow and a red financial losses arrow pictured above each, respectively

August was a volatile month for stocks, but it ended well for TSP investors. How are they reacting to changes in the market?

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Daily TSP Performance

May 12, 2025

Fund Last % YTD
G Fund $19.0578 +0.04% +1.62%
F Fund $19.8300 -0.39% +1.81%
C Fund $92.7476 +3.27% -0.19%
S Fund $87.5620 +3.74% -2.87%
I Fund $46.7321 +0.79% +11.54%
L Income $27.3628 +0.66% +2.33%
L 2025 $14.0803 +0.69% +2.32%
L 2030 $51.9531 +1.47% +2.99%
L 2035 $15.6739 +1.61% +3.08%
L 2040 $59.6166 +1.75% +3.17%
L 2045 $16.3828 +1.87% +3.24%
L 2050 $36.0503 +1.99% +3.31%
L 2055 $18.1937 +2.43% +3.47%
L 2060 $18.1914 +2.43% +3.47%
L 2065 $18.1890 +2.43% +3.47%
L 2070 $10.7801 +2.43% +3.48%
Get detailed TSP data at TSPDataCenter.com

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