ABLE Accounts: A Powerful but Underused Planning Tool for FERS and Military Families
ABLE accounts let federal and military families save for disability needs tax-free while protecting SSI, Medicaid, and survivor benefits—key to long-term planning.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Average Pension Amount for Federal Employees Retirement System (FERS)
What are the average pension amounts for federal retirees under FERS?
Saving for Children Under FERS: What Works, What Doesn’t, and Why
Not all savings accounts for children are equal for FERS families.
TSP Catch-Up Contributions: Why Roth May No Longer Be a Choice (and Why That May Be a Blessing in Disguise)
TSP catch-up contributions must now be Roth in some cases, and this may be a good thing.
Enhanced Retirement for Air Traffic Controller Supervisors
ATCs have a mandatory retirement age which can impact their FERS pensions.
I’m Retiring Soon… Do I Have Enough in My TSP?
Federal employees can assess retirement readiness by combining fixed income with safe TSP withdrawals. These are some strategies.
Retirement Surge Pushes OPM Retirement Backlog Over 54k in January
The OPM retirement backlog topped 54,000 in January, but digital processing is improving efficiency.
Why “Safe” Withdrawal Rates Depend on the Type of Account You’re Spending From
Safe retirement withdrawal rates depend on the account type, as tax drag reduces sustainability for taxable and traditional IRA accounts.
How Medicare Premiums Quietly Erode Income for FERS Retirees
Federal retirees must plan early for the growing impact of Medicare on their Social Security and FERS annuity income.
Federal Employees Gain Powerful New TSP Feature: Roth In-Plan Conversions Officially Launch
Roth in-plan conversions launch in the TSP today, bringing federal employees an important and long-awaited feature to help with retirement planning.
