Why the Dow Reaching 50,000 Does Not Change Your Retirement Plan
When the Dow crosses 50,000, headlines will call it historic. But for federal employees and retirees, the milestone may matter far less than you think.
🇺🇸 In honor of those who gave everything in service to this nation — FedSmith observes Memorial Day with gratitude. 🇺🇸
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
When the Dow crosses 50,000, headlines will call it historic. But for federal employees and retirees, the milestone may matter far less than you think.
The One Big Beautiful Bill created "Trump Accounts," offering a $1,000 government deposit for eligible children. Here's how the program works.
Retirement housing costs can rise in four phases, with major repairs and aging-in-place needs often increasing expenses late in life.
A bipartisan bill introduced in the Senate would stop federal pensions for sex offenders, sparked by high-profile cases like former Congressman Eric Swalwell.
Federal employees already have a pension and Social Security, so is converting TSP to guaranteed income solving a problem you don't have?
A VERA or VSIP offer can seem like a golden ticket, but early retirement comes with permanent reductions to your pension, TSP, and Social Security.
Research shows retirement spending doesn't simply decline—it dips in the middle years, then rises again. Here's what that means for your financial plan.
The FERS Supplement bridges the income gap for federal retirees before age 62. Learn who qualifies, how it's calculated, and how to plan for when it ends.
FERS survivor benefits can permanently affect your spouse's income and health coverage. Here's what federal employees need to consider before retiring.
Federal retirement planning extends well beyond healthcare. This new series explores how housing, spending patterns, and timing shape your finances for decades.