Smart Roth Conversions: How to Use Partial IRA, 401(k), or TSP Transfers for Tax-Efficient Retirement
Partial Roth conversions let you move IRA, 401(k), or TSP assets gradually, managing taxes, reducing RMDs, and building tax-free retirement income.
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Partial Roth conversions let you move IRA, 401(k), or TSP assets gradually, managing taxes, reducing RMDs, and building tax-free retirement income.
Learn about the TSP investment options and strategies to build a personalized investment plan over the course of your federal career.
Federal employees will find that most of their retirement income is subject to taxes. Planning ahead helps reduce tax surprises in retirement.
Federal employees: Don’t assume last year’s tax approach works in 2025—higher SALT caps mean itemizing could finally beat the standard deduction.
President Trump proposed a TSP-style retirement plan for workers without a 401(k). Here’s how it compares to the TSP and what it means for TSP investors.
The 2025 Social Security Fairness Act removed WEP and GPO, boosting CSRS retirees’ benefits and income, but also created new tax and Medicare implications.
Divorcing as a federal employee involves dividing FERS, TSP, and survivor benefits by court order, impacting retirement income and future financial planning.
Strategically utilizing Roth conversions is a way that federal employees can reduce their tax burden in retirement.
ABLE accounts let federal and military families save for disability needs tax-free while protecting SSI, Medicaid, and survivor benefits—key to long-term planning.
What are the average pension amounts for federal retirees under FERS?