🇺🇸 In honor of those who gave everything in service to this nation — FedSmith observes Memorial Day with gratitude. 🇺🇸
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
OPM's retirement backlog was slashed by 15% in March 2026, driven both by processing more retirement claims than received and an increased share of digital claims.
Retirement success hinges on smart tax planning and withdrawal strategies; small mistakes and “rules of thumb” can cost federal retirees significantly over time.
Federal retirees must weigh FEHB vs Medicare choices carefully, balancing premiums, coverage, and long-term penalties to protect health and savings.
Most community colleges offer personal finance courses—a practical, affordable resource federal employees can use to navigate FERS, TSP, and retirement decisions.
FEHB offers continuous health coverage for federal retirees, managed by OPM post-service. Review and adjust plans during Open Season to fit your needs.
Federal retirees enjoy a unique advantage that many Americans lack: the option for lifelong employer-provided health insurance. Therefore, is Medicare still necessary?
Federal retirees face COLA gaps and inflation risk. A balanced TSP strategy and financial margin are key to protecting long-term purchasing power.
The 4% rule is a starting point for estimating TSP retirement income, helping balance the risks of overspending and underspending in retirement.
Private assets in 401(k)s promise higher returns but bring hidden risks, and federal employees investing in the TSP need to pay attention.
Maximize your federal retirement with smart FERS, TSP, and benefits strategies—learn the top tips to secure your financial future without missing a step.