Is $900K the Magic Number for Federal Employee Retirement?
Is a $900,000 TSP account enough for a federal employee to retire?
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
When a Spouse Controls Your TSP Withdrawals—But Not Your Legacy
Married FERS participants face strict TSP spousal consent rules that can freeze withdrawals, yet beneficiaries—not spouses—control the account after death.
The Unpredictable Retirement Cost That Blindsides Federal Employees
Federal retirees are facing significant FEHB premium hikes in 2026. These are some practical tips to help manage rising healthcare costs.
Avoid the Early TSP Withdrawal Penalty: Thrift Savings Plan Tips
Learn how to avoid TSP early withdrawal penalties with strategies like SEPP, Rule of 55, Roth options, and special provisions for federal employees.
Why Roth Conversions Require a Different Playbook for Federal Widows with a FERS Pension
Federal widows with FERS and Social Security benefit most from small, strategic Roth conversions to avoid IRMAA and balance lifetime taxes.
Federal Retirement Goes Digital with ORA: How Has It Worked for You?
Digital federal retirement processing is growing at OPM. Have you used the new Online Retirement Application? Share your feedback in this short survey.
Inflation Report Offers Clues on 2027 COLA—But Iran Conflict Is a Wild Card
Inflation is moderate, suggesting a 2027 COLA of 2–3%. However, oil prices and geopolitical risks could raise inflation before the October finalization.
Mastering the FEHB 5-Year Rule: How to Secure Health Coverage in Retirement
FEHB is a valuable benefit for federal employees that they can take into retirement provided that they meet certain requirements.
TSP or IRA in Retirement? 9 Benefits of an IRA
TSP or IRA in retirement? Discover the key benefits, tax strategies, and flexibility differences federal retirees must know before making a move.
Retirement Moves That Most Pension Holders Get Wrong
Maximize your pension by coordinating Social Security, TSP withdrawals, and investments to secure lifelong income and a stress-free retirement.
