Why “Safe” Withdrawal Rates Depend on the Type of Account You’re Spending From
Safe retirement withdrawal rates depend on the account type, as tax drag reduces sustainability for taxable and traditional IRA accounts.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
How Medicare Premiums Quietly Erode Income for FERS Retirees
Federal retirees must plan early for the growing impact of Medicare on their Social Security and FERS annuity income.
Federal Employees Gain Powerful New TSP Feature: Roth In-Plan Conversions Officially Launch
Roth in-plan conversions launch in the TSP today, bringing federal employees an important and long-awaited feature to help with retirement planning.
After Spectacular 2025 TSP Performance, TSP Investors Increase I Fund Allocations
After high 2025 TSP performance, how are TSP investors reacting? Some early reactors have made investment moves reflecting the 2025 returns.
The Ultimate FERS Retirement Checklist: 5, 3, and 1 Years From Retirement
Master FERS retirement with a 5-, 3-, and 1-year checklist to secure your benefits, finances, and lifestyle for a smooth transition.
The Illusion of Low-Cost Investing
According to FINRA research, most investors underestimate or ignore hidden investment fees, risking long-term returns and retirement security.
Federal Retirees: 5 Things to Sell Now for a Stress-Free Future
Downsizing and shedding financial burdens before retirement can unlock greater freedom, flexibility, and peace of mind.
Is Military Retirement Pension Taxable? Federal and State Income Tax Chart
Is military retirement taxable? Understand tax rules for military retirement pay, including federal income tax for disability military retirement benefits.
I Asked Google’s AI: ‘What Is the Best Mix of a TSP Portfolio for a Retired Person’
What allocation does Google’s AI recommend for federal employees investing in the TSP? The answer is a distilled product of the Internet.
Roth Conversions Are Coming to the TSP; Why That May Hurt More Federal Employees Than It Helps
Roth conversions can be valuable, but if done incorrectly they can cause more harm than good.
