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Federal Employee Retirement

Federal employee retirement news: news about retirement-related topics as it pertains to employees of the federal government. Topics include FERS, CSRS, the latest TSP performance, annual COLA updates, and more.

What Federal Employees Need to Know About RIFs and Early Retirement

FedSmith.com author Jesse BlackBy Jesse BlackJun 4, 2025 8:39 AM Categories Federal Employee Retirement Leave a comment
'early retirement' written in red on a notepad

Federal employees who are facing RIFs and early retirements need to know their rights, options, and benefits before making decisions.

TSP vs. IRA: Understanding Withdrawal Rules for Federal Employees

FedSmith.com author Micah ShilanskiBy Micah ShilanskiJun 3, 2025 1:48 PM Categories Federal Employee Retirement Leave a comment
Jar of coins with a label on it that reads 'save' next to four vertical stacks of coins

These are the key differences between TSP and IRA withdrawal rules federal employees need to be aware of.

The Dangers of Inflation with VERA and DRP

FedSmith.com author Charles DzamaBy Charles DzamaJun 2, 2025 8:25 AM Categories Federal Employee Retirement Leave a comment
Shopping cart on the left side of a balance beam that is lower than a piggy bank on the other side

Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.

Top Federal Retirement Errors and Common Investing Mistakes to Avoid

FedSmith.com author Benjamin DergeBy Benjamin DergeMay 29, 2025 8:15 AM Categories Federal Employee Retirement Leave a comment

It’s important for federal employees to avoid common retirement mistakes that can derail their future retirement plans.

Important Changes to Proposed Benefits Cuts in House-Passed Spending Bill

FedSmith.com author Ian SmithBy Ian SmithMay 28, 2025 8:46 AM Categories Federal Employee Retirement Leave a comment
Scissors cutting a $100 bill

The version of the Big Beautiful Bill Act that passed the House contains important changes to proposed cuts to federal employees’ retirement benefits.

Why Federal Employees Often Get Terrible Financial Advice

FedSmith.com author Dallen HawsBy Dallen HawsMay 27, 2025 2:04 PM Categories Federal Employee Retirement Leave a comment

Federal employees have unique benefits which can often lead to them getting bad advice from financial advisors. These tips can help protect you.

Recent Federal Retirees: Lower Your Medicare Part B Premium With One Form

By Neil Cain and Austin CostelloMay 21, 2025 10:15 AM Categories Federal Employee Retirement Leave a comment
Close up of a person's hands holding a sheet of paper on a desk that reads 'Medicare Part B'; a calculator, book and reading glasses are seen lying off to the side

Federal retirees can appeal high Medicare Part B premiums via SSA-44 if their income drops post-retirement, ensuring premiums reflect current income.

Why Some of Your Contributions Should Be in Roth TSP

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMay 20, 2025 2:21 PM | Updated: May 27, 2025 12:08 PM Categories Federal Employee Retirement Leave a comment
Businessman using his hands to balance a scale with a bag of money on each side

Federal employees can balance their TSP contributions between Traditional and Roth to optimize tax savings now and tax-free growth later.

How to Strategically Time Your Federal Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMay 20, 2025 9:49 AM | Updated: May 21, 2025 3:55 PM Categories Federal Employee Retirement Leave a comment

The timing of your retirement can have a big impact on your benefits as a federal employee. These are some important considerations.

Federal Employee Benefits Cuts: What’s In, What’s Out in Latest Legislative Proposal

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 12:43 PM | Updated: May 21, 2025 4:13 PM Categories Federal Employee Retirement Leave a comment
Blue key on a keyboard labeled 'cost cutting'

Important changes were made to proposed cuts to federal employees’ retirement benefits after the House Budget Committee advanced the latest bill.

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Daily TSP Performance

June 3, 2025

Fund Last % YTD
G Fund $19.1071 +0.01% +1.88%
F Fund $19.8963 -0.02% +2.15%
C Fund $94.8490 +0.58% +2.07%
S Fund $88.6800 +1.41% -1.63%
I Fund $48.1130 -0.56% +14.84%
L Income $27.5913 +0.08% +3.18%
L 2025 $14.2020 +0.09% +3.20%
L 2030 $52.7561 +0.18% +4.58%
L 2035 $15.9356 +0.19% +4.81%
L 2040 $60.6858 +0.21% +5.02%
L 2045 $16.6940 +0.22% +5.20%
L 2050 $36.7731 +0.24% +5.38%
L 2055 $18.6240 +0.29% +5.92%
L 2060 $18.6216 +0.29% +5.92%
L 2065 $18.6191 +0.29% +5.92%
L 2070 $11.0351 +0.28% +5.93%
Get detailed TSP data at TSPDataCenter.com

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