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Retirement

Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.

Is a ‘Herd Mentality’ Damaging Feds’ Retirement Dreams?

FedSmith.com author Randy SilveyBy Randy SilveyJun 22, 2017 4:33 PM | Updated: Jun 27, 2017 4:25 PM Categories Retirement Leave a comment

If you “follow the herd” when investing, it can potentially lead you astray from reaching your retirement goals. The author explains how this can happen.

Annual COLA Inching Toward 2% for January 2018

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJun 19, 2017 3:25 PM Categories Retirement Leave a comment

The COLA increase for 2018 is edging higher. Here is an outlook for the 2018 COLA and proposals that could impact your current and future federal retirement.

Federal Employee Pension, G Fund Used to Avoid Government Default

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJun 18, 2017 9:44 AM | Updated: Feb 27, 2018 11:55 AM Categories Pay & Benefits, Retirement Leave a comment

The debt ceiling for the Federal Government has been reached and it is using accounting techniques to keep paying its bills. Federal employees are helping to fund the “extraordinary measures” now in effect.

What Can Federal Employees Do to Prevent Proposed Cuts to Their Retirement Benefits?

FedSmith.com author Randy SilveyBy Randy SilveyJun 14, 2017 10:58 AM Categories Q&A, Retirement Leave a comment

I’m worried about recent proposed cuts to federal retirement benefits. Is there anything federal employees can do to prevent this from happening?

Should You Opt Into the New Blended Retirement System?

FedSmith.com author Ian SmithBy Ian SmithJun 10, 2017 1:47 PM | Updated: Feb 28, 2019 7:31 AM Categories Retirement Leave a comment

The Thrift Savings Plan has provided information to help military service members decide if they should move to the new Blended Retirement System.

The 7 Biggest Risks to Federal Retirees

By Tom WalkerJun 8, 2017 3:56 PM Categories Retirement Leave a comment

The author outlines seven areas on which to focus as part of your retirement planning process.

What Effect Will a TSP Loan Have on My Ability to Withdraw Funds After I Retire?

FedSmith.com author John GrobeBy John GrobeJun 8, 2017 1:08 PM Categories Q&A, Retirement Leave a comment

I will be retiring at the end of this year and I have a TSP loan. What effect will this have on my ability to withdraw funds from my TSP once I retire?

2.1% COLA in 2018?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJun 7, 2017 9:20 PM Categories Retirement Leave a comment

One organization estimates the COLA for 2018 will be 2.1%.

OPM Slowly Chipping Away at Retirement Backlog

FedSmith.com author Ian SmithBy Ian SmithJun 5, 2017 5:13 PM Categories Retirement Leave a comment

The Office of Personnel Management was able to make a marked reduction in its outstanding backlog of retirement applications in May.

Should I Retire Now to Take the Supplemental Payment?

FedSmith.com author John GrobeBy John GrobeJun 5, 2017 11:44 AM | Updated: Jun 8, 2017 2:53 PM Categories Q&A, Retirement Leave a comment

I meet requirements for immediate retirement from Federal service. One thing I don’t want to lose is the supplemental payment until 62. Should I retire now?

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Daily TSP Performance

May 1, 2026

Fund Last % YTD
G Fund $19.8657 +0.01% +1.42%
F Fund $20.9401 +0.12% +0.28%
C Fund $116.0963 +0.29% +6.01%
S Fund $109.4965 +0.40% +9.05%
I Fund $61.5532 -0.18% +10.92%
L Income $30.1996 +0.05% +3.27%
L 2030 $61.0590 +0.09% +5.10%
L 2035 $18.7105 +0.11% +5.83%
L 2040 $71.9984 +0.11% +6.21%
L 2045 $19.9834 +0.12% +6.54%
L 2050 $44.4091 +0.13% +6.88%
L 2055 $23.1647 +0.14% +8.10%
L 2060 $23.1620 +0.14% +8.10%
L 2065 $23.1591 +0.14% +8.10%
L 2070 $13.7260 +0.14% +8.10%
L 2075 $11.9897 +0.14% +8.10%
Get detailed TSP data at TSPDataCenter.com

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