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TSP or IRA in Retirement? 9 Benefits of an IRA

FedSmith.com author Brad BobbBy Brad BobbMar 10, 2026 1:47 PM Categories Retirement Leave a comment
balance scales on a flat surface with 'TSP' on one side and 'IRA' on another; coins and financial chart are pictured next to the scales

TSP or IRA in retirement? Discover the key benefits, tax strategies, and flexibility differences federal retirees must know before making a move.

Retirement Moves That Most Pension Holders Get Wrong

FedSmith.com author Charles DzamaBy Charles DzamaMar 10, 2026 8:12 AM Categories Retirement Leave a comment
Vertical stacks of coins growing in size next to a glass jar with a green plant growing out of the top labeled 'investment'

Maximize your pension by coordinating Social Security, TSP withdrawals, and investments to secure lifelong income and a stress-free retirement.

Why Avoiding IRMAA Can Cost Federal Retirees More in the Long Run

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 9, 2026 1:14 PM Categories Retirement Leave a comment
Medicare news headline, inside of torn dollar bill

Paying Medicare’s IRMAA fees briefly can cut lifetime taxes for FERS retirees.

FLRA Reverses Course on Union Dues Cancellation Rule

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 9, 2026 7:05 AM Categories Agency News, Human Resources Leave a comment
Stack of five books on a wooden desk next to a coffee cup in an office setting labeled 'compliance', 'policies', 'law', 'regulations', 'standards'

The FLRA withdrew its 2022 proposal to limit when federal employees can cancel union dues, keeping the current rule: cancel anytime after one year.

The Real Costs and Benefits of Working After Federal Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMar 6, 2026 10:05 AM Categories Retirement Leave a comment

Working after federal retirement boosts income and purpose but can impact FERS, Social Security, Medicare premiums, and future tax obligations.

Federal Employee Exodus: OPM Retirement Backlog Soars 21% in a Month

FedSmith.com author Ian SmithBy Ian SmithMar 5, 2026 4:47 PM | Updated: Mar 6, 2026 5:30 PM Categories Retirement Leave a comment
Businessman touching a digital touchscreen with an overlaid increasing trendline

The OPM retirement backlog has grown nearly 90% in FY 2026 after another surge in February.

OPM Proposal Would Overhaul Federal RIF Process, Putting Performance Ahead of Seniority

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 5, 2026 10:47 AM Categories Human Resources Leave a comment
Close up of file folder in drawer labeled "Regulations"

OPM is proposing changes to RIF rules favoring performance over seniority, aiming to reshape the federal workforce. How will this impact federal employees?

Smart Roth Conversions: How to Use Partial IRA, 401(k), or TSP Transfers for Tax-Efficient Retirement

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 4, 2026 1:44 PM Categories Retirement Leave a comment
words written on a light brown background separated by downward pointing arrows to show a progression reading 'IRA' -> 'Conversion' -> 'ROTH' depicting a Traditional IRA to Roth IRA conversion

Partial Roth conversions let you move IRA, 401(k), or TSP assets gradually, managing taxes, reducing RMDs, and building tax-free retirement income.

TSP Investment Guidance for Building Your Thrift Savings Plan Strategy

FedSmith.com author Brennan RhuleBy Brennan RhuleMar 4, 2026 8:20 AM Categories Retirement Leave a comment
Golden eggs with Benjamin Franklin's faces imposed on them to look like $100 bills sitting in a nest on top of a spread of $100 bills depicting a retirement savings nest egg for the future

Learn about the TSP investment options and strategies to build a personalized investment plan over the course of your federal career.

What Federal Employees Need to Know About the New ‘Schedule/Policy Career’ Rule

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Mar 3, 2026 12:55 PM Categories Human Resources Leave a comment
Books on a desk with one facing up that says "The Rules & Regulations" on the cover

OPM’s new Schedule Policy/Career rule reclassifies up to 50,000 federal jobs as at-will, stripping appeal rights. What will this mean for federal employees?

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Daily TSP Performance

April 13, 2026

Fund Last % YTD
G Fund $19.8226 +0.04% +1.20%
F Fund $21.0018 +0.19% +0.57%
C Fund $110.5436 +1.02% +0.94%
S Fund $105.0498 +1.87% +4.62%
I Fund $60.7029 +0.66% +9.39%
L Income $29.8599 +0.31% +2.11%
L 2030 $59.8110 +0.58% +2.95%
L 2035 $18.2645 +0.68% +3.31%
L 2040 $70.1473 +0.74% +3.48%
L 2045 $19.4374 +0.79% +3.63%
L 2050 $43.1232 +0.84% +3.78%
L 2055 $22.3578 +0.99% +4.33%
L 2060 $22.3551 +0.99% +4.33%
L 2065 $22.3524 +0.99% +4.33%
L 2070 $13.2479 +0.99% +4.33%
L 2075 $11.5721 +0.99% +4.33%
Get detailed TSP data at TSPDataCenter.com

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