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Annuity

Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.

When Do Federal Retirees Start Receiving COLAs? A Complete Guide

FedSmith.com author Dallen HawsBy Dallen HawsOct 8, 2025 8:26 AM Categories Retirement Leave a comment

Discover how federal retirees can safeguard their pensions against inflation with COLAs—when they start, how much they are, and why they matter!

Bored in Retirement? The Financial Impact of Returning to Federal Service

FedSmith.com author Charles DzamaBy Charles DzamaSep 9, 2025 9:15 AM Categories Retirement Leave a comment
Fork in the road with two signs pointing in different directions, one labeled 'work' and one labeled 'retire'

Federal retirees contemplating a return to federal service should be aware of the financial implications for their pensions.

What Federal Employees Need to Know About RIFs and Early Retirement

FedSmith.com author Jesse BlackBy Jesse BlackJun 4, 2025 8:39 AM Categories Retirement Leave a comment
'early retirement' written in red on a notepad

Federal employees who are facing RIFs and early retirements need to know their rights, options, and benefits before making decisions.

Federal Retirement Reforms: Winners, Losers, and the Bottom Line

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 7:05 AM Categories Retirement Leave a comment
Pair of scissors cutting cords holding up the letters 'COSTS' to depict cost cutting

A new CBO report analyzes the proposed cuts to federal employees’ retirement benefits and their estimated impact on the federal deficit.

Pension Reform Showdown: Lawmakers Oppose FERS Contribution Hike

FedSmith.com author Ian SmithBy Ian SmithMay 16, 2025 6:47 PM | Updated: May 29, 2025 10:55 AM Categories Retirement Leave a comment
Scissors cutting a $100 dollar bill in half

Opposition to proposed retirement benefits cuts for federal employees among House lawmakers may put the legislative proposal in jeopardy.

Benefits Cuts on the Table in House Budget Legislation

FedSmith.com author Ian SmithBy Ian SmithApr 28, 2025 6:45 AM | Updated: May 1, 2025 2:37 PM Categories Pay & Benefits Leave a comment
Scissors cutting two $100 bills in half against a solid white background

Cuts to federal employees’ benefits are on the table in an upcoming legislative markup session.

Is It Better to Retire or Work Longer at Age 57 With 30 Years of Service?

FedSmith.com author Dallen HawsBy Dallen HawsMar 3, 2025 9:30 AM Categories Retirement Leave a comment

Upon reaching age 57 with 30 years of service, does it make more financial sense for a federal employee to retire or keep working?

How Federal Employees Can Create a Retirement Income Worksheet

FedSmith.com author Justin HoltzBy Justin HoltzFeb 24, 2025 10:41 AM Categories Retirement Leave a comment

Creating a retirement income worksheet can help federal employees at any stage of retirement planning.

How Federal Employees Can Maximize the FERS 3-Legged Stool of Retirement Income

FedSmith.com author Dallen HawsBy Dallen HawsFeb 11, 2025 9:20 AM Categories Retirement Leave a comment

Federal employees need to understand how to utilize all of their retirement income sources to make the most of them.

Should I Retire Now or Wait Until 62?

FedSmith.com author Justin HoltzBy Justin HoltzJan 24, 2025 1:25 PM Categories Retirement Leave a comment

This case study of a federal employee’s retirement plans can help you in your retirement preparation.

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Daily TSP Performance

March 31, 2026

Fund Last % YTD
G Fund $19.7918 +0.01% +1.04%
F Fund $20.8902 +0.21% +0.04%
C Fund $104.7643 +2.92% -4.34%
S Fund $99.1781 +3.44% -1.22%
I Fund $56.5148 +2.28% +1.84%
L Income $29.3186 +0.78% +0.26%
L 2030 $57.7723 +1.59% -0.56%
L 2035 $17.5340 +1.83% -0.82%
L 2040 $67.1123 +2.00% -0.99%
L 2045 $18.5420 +2.13% -1.14%
L 2050 $41.0174 +2.27% -1.29%
L 2055 $21.0590 +2.74% -1.73%
L 2060 $21.0565 +2.74% -1.73%
L 2065 $21.0539 +2.74% -1.73%
L 2070 $12.4783 +2.74% -1.73%
L 2075 $10.8998 +2.74% -1.73%
Get detailed TSP data at TSPDataCenter.com

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