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COLA

Stay informed on the latest COLA updates for federal retirees, including annual Cost‑of‑Living Adjustment announcements, calculation methods, and policy changes that affect retirement income under FERS and CSRS. Explore clear explanations of how COLA percentages are determined, historical trends in federal retiree COLAs, and the impact of inflation on long‑term financial security. Find timely analysis, legislative developments, and expert insights to help federal retirees understand how annual COLA changes influence their purchasing power and overall retirement planning.

4 Things to Know About Your FERS Annuity

FedSmith.com author Brad BobbBy Brad BobbAug 22, 2018 2:23 PM Categories Retirement Leave a comment

Are you aware of these four key elements of your FERS annuity?

Calculating the 2019 COLA Increase

FedSmith.com author Ralph R. SmithBy Ralph R. SmithAug 14, 2018 2:48 PM | Updated: Jul 7, 2019 4:54 PM Categories Retirement Leave a comment

How is the COLA calculated and what can federal retirees likely expect for next year?

Who’s to Blame? Will Feds be Culpable for Lower Income and Lost Benefits?

FedSmith.com author Randy SilveyBy Randy SilveyJun 5, 2018 3:41 PM | Updated: Jun 13, 2018 8:33 PM Categories Pay & Benefits Leave a comment

Recent news about proposed benefits cuts has many current and former federal employees worried. How might they impact one’s retirement if enacted?

Will Proposed Compensation Changes Help or Hurt Federal Hiring?

By Jeff NealMay 20, 2018 11:23 AM Categories Pay & Benefits Leave a comment

The author offers an analysis of the recent proposals to reduce retirement benefits as they relate to pay and recruiting.

House Committee Hearing Addresses Proposed Benefits Cuts

FedSmith.com author Ian SmithBy Ian SmithMay 17, 2018 11:42 AM | Updated: Jun 29, 2019 4:26 PM Categories Pay & Benefits Leave a comment

A hearing held by a House Committee yesterday addressed recent proposals to cut federal employees’ retirement benefits.

OPM Proposes Changes to Bring Federal Benefits Closer to Private Sector

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 7, 2018 4:59 PM | Updated: Jun 24, 2018 9:46 AM Categories Pay & Benefits Leave a comment

Major changes to federal employee benefits would save about $143,509,000,000 over ten years according to new legislative proposals from OPM director Jeff Pon.

Your 2019 COLA and Federal Employee Pay Raise

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 3, 2018 2:50 PM | Updated: May 13, 2018 9:29 AM Categories Pay & Benefits Leave a comment

Will federal retirees receive a COLA in 2019? How will this impact any federal employee pay raise?

Choosing the Correct Survivor Annuity Option

FedSmith.com author Brad BobbBy Brad BobbMay 2, 2018 1:53 PM | Updated: Aug 22, 2018 8:00 AM Categories Pay & Benefits, Retirement Leave a comment

There are three survivor annuity options for FERS employees. The author explains the differences and whether life insurance can serve as a replacement.

Will I Be Included in the Proposed Benefits Cuts?

FedSmith.com author Ian SmithBy Ian SmithFeb 25, 2018 1:47 PM | Updated: Mar 2, 2018 11:58 AM Categories Pay & Benefits Leave a comment

Benefits cuts for federal employees have once again made their way into the latest budget proposal. What can federal employees do in the meantime?

What’s the Impact of the [PROPOSED] FERS Benefit Cuts?

By Kelly MonroeFeb 18, 2018 6:34 PM | Updated: Feb 26, 2018 10:36 AM Categories Pay & Benefits, Retirement Leave a comment

The White House’s 2019 budget outlined a number of proposed cuts to federal employees’ benefits. How much of an impact would these have on your retirement?

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