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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

FERS Supplement and the Earnings Test

FedSmith.com author Brad BobbBy Brad BobbMay 20, 2019 2:08 PM | Updated: Jun 1, 2019 8:14 AM Categories Retirement Leave a comment
pink piggy bank wearing glasses on a white surface next to a calculator, old style alarm clock, notebook and coins depicting financial planning

Some federal employees can receive a special supplement under FERS when retiring early, but there are limits on what they can earn before it gets reduced.

FERS Disability Retirement SF 3112D: Agency Certification of Reassignment and Accommodation Efforts

By Scott SantarelliMay 19, 2019 10:11 AM | Updated: May 29, 2019 9:07 AM Categories Retirement Leave a comment

What is the role of form SF 3112D in a FERS Disability Retirement application?

How Much is the FERS Annuity Really Worth?

FedSmith.com author Brad BobbBy Brad BobbMay 8, 2019 3:24 PM | Updated: May 17, 2019 5:30 PM Categories Retirement Leave a comment
Man staring at a board with multiple drawings of bags of money and question marks depicting questions or confusion about money/personal finance/retirement

The annuity is a big part of FERS, but what is it really worth to your overall retirement?

Bill Would Expand Retirement Options for Some Feds

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 3, 2019 12:49 PM Categories Retirement Leave a comment

A bill in Congress would allow a buyback for time working as a temporary employee to count toward federal retirement payments.

FERS Disability Retirement: To Resign or Not to Resign

By Robert McGillApr 16, 2019 11:07 AM | Updated: Jul 15, 2019 11:26 AM Categories Retirement Leave a comment
Yes and no check boxes on paper under the words 'quit job?' with the yes box checked

What impact does resigning have on a federal employee’s ability to qualify for Federal Disability Retirement?

FERS Disability Retirement: SF 3112C: Physician’s Statement

By Scott SantarelliApr 8, 2019 10:47 AM | Updated: Apr 17, 2019 6:20 PM Categories Retirement Leave a comment

How does the physician’s statement form fit into the FERS Disability Retirement application? The author explains its important role in the process.

When Do I Begin Receiving the FERS Annuity Supplement?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 26, 2019 11:37 AM | Updated: Apr 5, 2019 9:37 AM Categories Q&A, Retirement Leave a comment

 I just received my first interim FERS payment. When can I expect to begin receiving the supplement?

Is it Time to Change Federal Retirement Benefits?

By Jeff NealMar 22, 2019 10:19 AM | Updated: Apr 4, 2019 10:28 AM Categories Retirement Leave a comment
Pink piggy bank wearing glasses next to a chalkboard with multiple question marks

Proposals to cut retirement benefits appear periodically. The author discusses some recent ones and what they might mean for federal employees.

Details Revealed on Proposed Benefits Cuts

FedSmith.com author Ian SmithBy Ian SmithMar 18, 2019 1:19 PM | Updated: Mar 28, 2019 11:29 AM Categories Pay & Benefits, Retirement Leave a comment
Vertical stacks of coins that get smaller as they go from left to right with the letters 'pension' sitting on top of the stacks depicting a shrinking pension or annuity/benefits cuts

More details have been revealed about the suggested cuts to federal employees’ benefits along with the rationale for the proposals.

Benefits Cuts from 2020 Budget Mirror Past Proposals

FedSmith.com author Ian SmithBy Ian SmithMar 16, 2019 5:38 PM | Updated: Oct 15, 2020 11:52 AM Categories Pay & Benefits, Retirement Leave a comment
3D question mark lying on top of a stack of $100 bills depicting money questions, confusion, doubts over pay/benefits

Recent proposed cuts to federal employees’ benefits appear to be the same as ones from past budget proposals. Here is a recap.

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April 24, 2026

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