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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Is ‘When Actually Employed’ Service Treated Differently From Full-Time Service?

FedSmith.com author John GrobeBy John GrobeSep 29, 2018 5:45 PM | Updated: Oct 10, 2018 9:58 AM Categories Q&A, Retirement Leave a comment

Is WAE (When Actually Employed) service treated differently from full-time service?

How Federal Employees Can Plan a Successful Early Retirement

By Micah PorterSep 27, 2018 3:49 PM | Updated: Oct 8, 2018 11:36 AM Categories Retirement Leave a comment

If you are a federal employee who is considering early retirement, it is important to understand your options and whether or not it is feasible.

How is the FERS Annuity Supplement Calculated?

By Robert F. BensonSep 24, 2018 1:22 PM | Updated: Oct 2, 2018 11:36 AM Categories Retirement Leave a comment

How does one calculate the special retirement supplement for FERS employees?

A New Tool for the Annuity Supplement

By Robert F. BensonSep 5, 2018 2:35 PM | Updated: Sep 14, 2018 12:20 PM Categories Retirement Leave a comment

The author says that OPM should develop software to aid in calculating the FERS annuity supplement.

Should We Kill FERS?

By Jeff NealSep 3, 2018 10:47 AM | Updated: Sep 10, 2018 4:34 PM Categories Retirement Leave a comment

Pension plans are becoming less common in the private sector. Should the government follow suit? The author discusses the situation.

4 Things to Know About Your FERS Annuity

FedSmith.com author Brad BobbBy Brad BobbAug 22, 2018 2:23 PM Categories Retirement Leave a comment

Are you aware of these four key elements of your FERS annuity?

Taxes Are Temporarily ‘On Sale’ – Are You Taking Advantage?

By Tom WalkerJul 30, 2018 3:44 PM | Updated: Feb 21, 2020 12:41 PM Categories Retirement Leave a comment

With federal spending rising, future individual tax rates are expected to be higher. The author describes options for offsetting this potential tax burden.

How Much Difference Does Changing Annuity Contribution Rates Make?

By Robert F. BensonJul 26, 2018 3:49 PM | Updated: Aug 3, 2018 5:16 PM Categories Retirement Leave a comment

How much of an impact do the increased retirement contributions under FERS have for retirement savings overall? The author analyzes some numbers.

Four Reasons Not To Take A TSP Loan

By Alexis HongamenJul 16, 2018 3:18 PM Categories Pay & Benefits Leave a comment

Federal employees can borrow against their TSP accounts to raise cash. However, the author advises that this is not a good idea.

Is Working after Retirement Worth the Costs?

FedSmith.com author Randy SilveyBy Randy SilveyJul 12, 2018 3:20 PM | Updated: Jul 23, 2018 10:51 AM Categories Q&A, Retirement Leave a comment

Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?

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