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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Don’t Hold Your Breath

FedSmith.com author John GrobeBy John GrobeFeb 27, 2019 2:22 PM | Updated: Mar 9, 2019 7:36 AM Categories Retirement Leave a comment
Man standing with his chin bent down, eyes tightly closed, and holding both of his arms up with his fingers crossed appearing to anxiously anticipate or hope for something to happen

The author says that while a couple of bills that would boost federal retirement benefits are welcome news, they are unlikely to become law.

What Portion Do You Get Back from the FERS Refund?

By Micah PorterFeb 23, 2019 11:22 AM | Updated: Mar 5, 2019 7:19 AM Categories Q&A, Retirement Leave a comment
Stacks of gold coins around a question mark on a white index card all set against a white background

If you take the FERS refund, what portion of the contributions do you get back?

The Future of the Retirement Backlog

By Robert F. BensonFeb 21, 2019 3:54 PM | Updated: Mar 5, 2019 7:19 AM Categories Retirement Leave a comment

The author says that the retirement backlog at OPM is projected to get worse, and he proposes a solution which he says could reduce the backlog quickly.

FERS Disability Retirement: SF 3112B: Supervisor’s Statement

By Scott SantarelliFeb 21, 2019 12:47 PM | Updated: Apr 8, 2019 9:07 AM Categories Retirement Leave a comment

Your supervisor’s affidavit is a key component of a FERS Disability Retirement application. The author explains how this works.

Connolly Trying Again to Change FERS COLAs

FedSmith.com author Ian SmithBy Ian SmithFeb 21, 2019 9:32 AM | Updated: Mar 5, 2019 7:19 AM Categories Retirement Leave a comment
Notebook on a desk labeled 'cost of living adjustments' next to a calculator - COLA, FERS, CSRS retirement

Legislation has been reintroduced to equalize COLAs paid to federal retirees under FERS and CSRS.

FERS OPM Disability Retirement: Legal Sufficiency

By Robert McGillFeb 16, 2019 9:47 AM | Updated: Feb 23, 2019 9:35 AM Categories Retirement Leave a comment
Woman sitting in a wheelchair as she works at her desk on a computer with a stack of paperwork beside her computer workstation - disability retirement, handicapped

What constitutes “legal sufficiency” in a FERS Disability Retirement application?

Financial Considerations When Leaving for a Private Sector Job

By Micah PorterJan 21, 2019 9:12 AM | Updated: Jul 28, 2020 5:32 PM Categories Pay & Benefits Leave a comment
Businessman seen from the back looking confused as he scratches his head looking down the road that splits in different directions - pondering job change

Thinking of leaving your job as a federal employee? These are some important financial considerations to keep in mind when moving to the private sector.

FERS Disability Retirement: SF 3112A: Applicant’s Statement of Disability

By Scott SantarelliJan 10, 2019 9:49 AM | Updated: Apr 8, 2019 9:08 AM Categories Retirement Leave a comment

The Applicant’s Statement of Disability is a critical component of a FERS Disability Retirement application. The author provides an overview of this form.

What is the 2019 Maximum Annuity Supplement?

By Robert F. BensonJan 7, 2019 10:07 AM | Updated: Jan 12, 2019 6:47 AM Categories Retirement Leave a comment

Calculating the FERS annuity supplement is a complex process. The author provides an explanation and example.

The Effects of a Lack of a Pay Raise

By Micah PorterDec 14, 2018 1:37 PM | Updated: Dec 22, 2018 6:45 PM Categories Pay & Benefits Leave a comment
Pair of scissors cutting a stack of dollar bills against a solid white background depicting a pay cut or pay freeze

How does the lack of a pay raise factor into inflation, and what is the overall impact on your FERS annuity and Social Security benefits?

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April 24, 2026

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