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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

What It Means To Be FERS RAE Or FERS FRAE

By Brandon ChristyAug 19, 2019 11:55 AM Categories Retirement Leave a comment
document on a desk labeled 'retirement plan' next to a $100 bill, pen and reading glasses

You’ve likely heard of the FERS retirement system, but what is FERS RAE and FERS FRAE? These are the key differences.

The 3 Big Retirement Myths That Could Wreck Your Plans

By Kelly MonroeAug 12, 2019 2:36 PM | Updated: Aug 24, 2019 6:58 PM Categories Retirement Leave a comment
Illustration of a pink piggy bank labeled 'retirement' with a wrecking ball heading towards it depicting financial damage to one's retirement plans

These are three common mistakes federal employees can make that harm their retirement plans.

Evaluating an LEO or ATC Contract Position

FedSmith.com author Brad BobbBy Brad BobbAug 5, 2019 11:25 AM | Updated: Aug 13, 2019 9:57 AM Categories Retirement Leave a comment
Looking down at a businessman's shoes up against a black line labeled 'turning point' above which lies two red arrows pointing in opposite directions, one labeled 'continue' the other labeled 'change job'

Some federal employees have the option of moving to a contract position at retirement. Here are some considerations in weighing this option.

SF 3112E: FERS Disability Retirement Application Checklist

By Scott SantarelliJul 27, 2019 5:05 PM | Updated: Aug 9, 2019 4:10 PM Categories Retirement Leave a comment

What role does SF 3112E play in the disability retirement application process?

The Federal Retirement Process

FedSmith.com author Carol SchmidlinBy Carol SchmidlinJul 22, 2019 1:48 PM Categories Retirement Leave a comment
Words 'retirement plan' written on a notebook sitting on a desk next to a pen, notepad and decorative plant

The author describes the retirement planning process for federal employees under both FERS and CSRS.

Federal Employee Survivor Spousal Checklist

FedSmith.com author Carol SchmidlinBy Carol SchmidlinJul 9, 2019 5:09 PM | Updated: Jul 28, 2020 5:28 PM Categories Retirement Leave a comment
Illustration of a checklist labeled 'retirement plan'

What should a federal employee’s surviving spouse do when s/he dies? This is a checklist for handling federal benefits.

How Much Income Will My FERS Pension Provide in Retirement?

FedSmith.com author Justin HoltzBy Justin HoltzJun 23, 2019 9:42 AM Categories Retirement Leave a comment
Pink piggy bank sitting on an open workbook binder next to a man at a desk performing financial calculations

How does the FERS pension work, and how much can it add to your overall retirement income?

The FERS Special Retirement Supplement

By Brandon ChristyJun 20, 2019 11:26 AM | Updated: Oct 18, 2019 2:37 PM Categories Retirement Leave a comment
Businessman sitting at a desk with documents, a laptop and a calculator as he performs financial calculations

How does the special retirement supplement work under FERS? The author provides a basic explanation.

Anticipating the 2020 COLA

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJun 15, 2019 8:19 AM | Updated: Jun 26, 2019 10:52 AM Categories Retirement Leave a comment
Potted plant in the shape of a green question mark surrounded by stacks of gold coins depicting questions/uncertainty about a pay raise or money

What is the likelihood that COLA recipients see an increase in their annuity payments in January?

The Applicant’s Statement of Disability: SF 3112A and the “Only” Problem

By Robert McGillJun 9, 2019 10:52 AM | Updated: Jun 17, 2019 7:14 AM Categories Retirement Leave a comment
Closeup of a man's hand on the wheel of a wheelchair

Form SF 3112A, the Applicant’s Statement of Disability, is critical in a FERS Disability Retirement process and if not prepared correctly can break one’s case.

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April 24, 2026

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