How to Determine if a Financial Adviser is Right For You
How can you go about selecting a financial advisor to help you plan for retirement? These are some questions to ask and red flags to watch for.
Finance
Americans Continue to Do a Mediocre Job of Preparing for Retirement
An annual survey on retirement preparation shows that many Americans believe they are not saving enough for retirement and are consequently feeling stressed.
The Four Motivations Behind Every Retirement Decision
The author says there are four motivations that drive our retirement decisions, and if too many of them go unaddressed, it can create a less secure financial future.
Financial Fitness: Your New Year’s Resolution
For many people, the new year represents a fresh start. The author provides some suggestions on how to develop long lasting financial goals to put you on a path towards a comfortable retirement.
Three Crucial Retirement Planning Tips for 2017
The start of a new year is often a time when we make plans for a better future. The author lists what she sees as the three most critical planning tips of a solid retirement plan for federal employees.
Who Wants to be a Millionaire?
Want to be a millionaire someday? These are five habits that people who become millionaires practice that helped them get there.
Debt Ceiling Looms… Again
Borrowing money has become commonplace for the federal government to fund its operations. What is this likely to mean for future tax rates? The author provides an analysis.
Federal Retirement Lone Rangers: Do They Need a Fiduciary Tonto?
The author notes that despite his handle, the original Lone Ranger didn’t actually ride alone. He had the assistance of Tonto, his trusted companion. Federal employees considering planning their retirements alone can learn from this analogy: they can often fare better with the assistance of a trusted guide to help them. The author provides suggestions on what to look for in a federally focused financial planner.
What are the ‘House Rules’ for Paying Off a Home Prior to Federal Retirement?
I am a FERS employee that has reached my Minimum Retirement Age. Is it wise to pay off our mortgage before I retire?
Medical Identity Theft: A Sickening Concern for Federal Employees
The author says that federal employees have a new concern in the realm of identity theft: medical records. He explains why this is an area of vulnerability and what federal workers can do if they think they have been a victim of medical identity theft.
