An annual survey on retirement preparation shows that many Americans believe they are not saving enough for retirement and are consequently feeling stressed.
The author says there are four motivations that drive our retirement decisions, and if too many of them go unaddressed, it can create a less secure financial future.
The author notes that despite his handle, the original Lone Ranger didn’t actually ride alone. He had the assistance of Tonto, his trusted companion. Federal employees considering planning their retirements alone can learn from this analogy: they can often fare better with the assistance of a trusted guide to help them. The author provides suggestions on what to look for in a federally focused financial planner.