Tag: Finance

Three Crucial Retirement Planning Tips for 2017

By on January 4, 2017 in Retirement with 0 Comments
Three Crucial Retirement Planning Tips for 2017

The start of a new year is often a time when we make plans for a better future. The author lists what she sees as the three most critical planning tips of a solid retirement plan for federal employees.

Continue Reading »

Congress Gives Trump a Chance to Recast the Federal Budget

on November 18, 2016 in Current Events with 0 Comments
There will be a modest lame duck session of Congress with the announcement that lawmakers would approve another short-term extension of  spending authority through late March.  A temporary spending bill through March 31 will keep government spending at last year’s levels.

Continue Reading »

The Biggest Money Mistakes We Make—Decade by Decade

on October 25, 2016 in Retirement with 0 Comments
Our relationship to money changes as we get older. So do the mistakes that we make with it. These are some of the biggest ones we are likely to make and how to avoid them.

Continue Reading »

Who Wants to be a Millionaire?

By on October 12, 2016 in Retirement with 0 Comments
Who Wants to be a Millionaire?

Want to be a millionaire someday? These are five habits that people who become millionaires practice that helped them get there.

Continue Reading »

Debt Ceiling Looms… Again

By on October 11, 2016 in Retirement with 0 Comments
Debt Ceiling Looms… Again

Borrowing money has become commonplace for the federal government to fund its operations. What is this likely to mean for future tax rates? The author provides an analysis.

Continue Reading »

Federal Retirement Lone Rangers: Do They Need a Fiduciary Tonto?

By on September 25, 2016 in Retirement with 0 Comments

The author notes that despite his handle, the original Lone Ranger didn’t actually ride alone. He had the assistance of Tonto, his trusted companion. Federal employees considering planning their retirements alone can learn from this analogy: they can often fare better with the assistance of a trusted guide to help them. The author provides suggestions on what to look for in a federally focused financial planner.

Continue Reading »

What are the ‘House Rules’ for Paying Off a Home Prior to Federal Retirement?

By on April 14, 2016 in Q&A, Retirement with 0 Comments
What are the ‘House Rules’ for Paying Off a Home Prior to Federal Retirement?

I am a FERS employee that has reached my Minimum Retirement Age. Is it wise to pay off our mortgage before I retire?

Continue Reading »

Medical Identity Theft: A Sickening Concern for Federal Employees

By on March 23, 2016 in Pay & Benefits with 0 Comments
Medical Identity Theft: A Sickening Concern for Federal Employees

The author says that federal employees have a new concern in the realm of identity theft: medical records. He explains why this is an area of vulnerability and what federal workers can do if they think they have been a victim of medical identity theft.

Continue Reading »

2016 Financial Resolutions

By on January 3, 2016 in Retirement with 0 Comments
2016 Financial Resolutions

Does your personal financial plan need a tune up in the new year? The author offers some suggestions to consider as part of your new year’s financial resolutions as you plan for retirement and the long term needs of your family.

Continue Reading »

I Can’t Find a Qualified Financial Advisor. Now What?

By on October 26, 2015 in Q&A, Retirement with 0 Comments
I Can’t Find a Qualified Financial Advisor. Now What?

My wife and I have looked throughout our home town and can’t find even one financial advisor that specializes in working with federal employees. At the same time, I’m uncomfortable working with an advisor in another area of the country. What should we do?

Continue Reading »

Top