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Roth

Navigate the complexities of Roth accounts within the federal retirement system. This section provides expert insights into the Roth TSP, Roth IRA conversions, and tax-planning strategies tailored for the federal workforce. Learn how to leverage tax-free growth to hedge against future tax hikes, understand the nuances of TSP to Roth IRA transfers, and determine if a Roth conversion makes sense for your FERS or CSRS retirement strategy. Stay updated on contribution limits and the five-year rule to ensure your retirement income remains tax-efficient.

Tax Diversification in Your TSP

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterDec 5, 2023 9:16 AM Categories Pay & Benefits Leave a comment

These are some tips for how federal employees can begin investing in the Roth TSP.

Should Your Roth TSP Be Invested Differently?

By Lisa WhitleyNov 9, 2023 8:35 AM Categories Pay & Benefits Leave a comment
Pink piggy bank next to vertical stacks of coins on a desk growing in size from right to left; a man is seen working on a laptop in the background

Should federal employees treat their Roth TSP investment allocations differently than traditional TSP?

Smart Money Moves for the End of the Year

FedSmith.com author Thiago GliegerBy Thiago GliegerNov 2, 2023 8:35 AM Categories Retirement Leave a comment

The end of a calendar year is a good time to review your investment plan. These are some important considerations to grow your wealth.

SECURE Act 2.0: Riding the Roth Rollercoaster in Your TSP With Catch-Up Contributions

FedSmith.com author Ralph R. SmithBy Ralph R. SmithOct 30, 2023 7:20 AM | Updated: Jan 16, 2024 1:27 PM Categories Pay & Benefits Leave a comment

The Secure Act 2.0 required changes for catch-up contributions to the TSP for some participants. These changes have been delayed until 2026.

6 Reasons You Might Want To Do Roth Conversions

FedSmith.com author Mel StubbsBy Mel StubbsOct 20, 2023 9:35 AM Categories Retirement Leave a comment

Thinking of doing a Roth conversion? These are reasons to consider this financial planning strategy.

5 Questions to Help You Prepare For Retirement

FedSmith.com author Mel StubbsBy Mel StubbsOct 13, 2023 10:15 AM | Updated: Mar 6, 2024 2:39 PM Categories Retirement Leave a comment

These are 5 important questions federal employees need to consider in their retirement planning.

This Federal Employee Saved $200K With This Strategy

FedSmith.com author Thiago GliegerBy Thiago GliegerOct 6, 2023 10:25 AM Categories Retirement Leave a comment

Proper tax planning can result in huge savings during retirement.

5 Reasons to Consider Roth TSP, Roth IRAs, and Conversions

FedSmith.com author Carol SchmidlinBy Carol SchmidlinOct 3, 2023 9:05 AM Categories Retirement Leave a comment

Because future tax rates are likely to increase, now may be a good time to consider Roth accounts and Roth conversions.

Secrets to Reduce Taxes in Retirement

FedSmith.com author Mel StubbsBy Mel StubbsSep 19, 2023 9:15 AM Categories Retirement Leave a comment

What are some ways for federal employees to reduce their taxes in retirement?

Which Retirement Account is Right for You?

FedSmith.com author Mel StubbsBy Mel StubbsSep 14, 2023 8:10 AM | Updated: Sep 15, 2023 9:03 AM Categories Retirement Leave a comment

Which of these 6 types of retirement accounts is best for you to use?

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Daily TSP Performance

April 10, 2026

Fund Last % YTD
G Fund $19.8154 +0.01% +1.16%
F Fund $20.9622 -0.12% +0.39%
C Fund $109.4304 -0.10% -0.08%
S Fund $103.1166 -0.39% +2.70%
I Fund $60.3073 +0.45% +8.68%
L Income $29.7669 +0.02% +1.79%
L 2030 $59.4657 +0.03% +2.35%
L 2035 $18.1407 +0.03% +2.61%
L 2040 $69.6327 +0.03% +2.72%
L 2045 $19.2855 +0.03% +2.82%
L 2050 $42.7658 +0.04% +2.92%
L 2055 $22.1381 +0.05% +3.31%
L 2060 $22.1355 +0.05% +3.31%
L 2065 $22.1327 +0.05% +3.31%
L 2070 $13.1177 +0.05% +3.31%
L 2075 $11.4584 +0.05% +3.31%
Get detailed TSP data at TSPDataCenter.com

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