Tag: Survivor Benefit

Federal Employee Survivor Spousal Checklist

By on July 9, 2019 in Retirement with 0 Comments
Federal Employee Survivor Spousal Checklist

What should a federal employee’s surviving spouse do when s/he dies? This is a checklist for handling federal benefits.

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The Best Time to Collect Social Security

By on February 5, 2019 in Retirement with 0 Comments
The Best Time to Collect Social Security

The best time to begin collecting Social Security is different for everyone. The author offers some points to consider in making the decision.

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Choosing the Correct Survivor Annuity Option

By on May 2, 2018 in Pay & Benefits, Retirement with 0 Comments
Choosing the Correct Survivor Annuity Option

There are three survivor annuity options for FERS employees. The author explains the differences and whether life insurance can serve as a replacement.

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Marrying Before or After Your Federal Retirement: Pros vs. Cons

By on March 14, 2018 in Q&A, Retirement with 0 Comments
Marrying Before or After Your Federal Retirement: Pros vs. Cons

I’m retiring in a few years and I’m in a long-term relationship, but I’m not married. What are the pros and cons of marrying before or after retirement?

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5 Things a Widow or Widower Would Tell You About FERS Survivor Benefits + A Common Question

By on February 15, 2018 in Pay & Benefits, Retirement with 0 Comments
5 Things a Widow or Widower Would Tell You About FERS Survivor Benefits + A Common Question

How much does your spouse receive from your FERS pension if you pass away? That depends on the survivor benefit option you choose.

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This Widow Does Not Meet the Legal Definition of ‘Widow’ for Federal Retirement Purposes

By on July 5, 2017 in Court Cases with 0 Comments
This Widow Does Not Meet the Legal Definition of ‘Widow’ for Federal Retirement Purposes

The widow of an FBI employee is ruled not eligible for a FERS annuity survivor’s benefit since the length of her marriage was less than 9 months at the time of her husband’s death.

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Protect Your Family with Important Estate Planning Documents

By on December 20, 2016 in Retirement with 0 Comments
Protect Your Family with Important Estate Planning Documents

Have you considered what would happen to your loved ones and to your assets after you pass away? Proper planning is important to ensure your wishes are carried out. Here is a list of important forms federal employees need to handle the beneficiary designations for their federal benefits.

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Which is Better to Put in Place for My Wife: Survivor Benefit or Guaranteed Life Insurance?

By on November 23, 2015 in Q&A with 0 Comments

Do I take a full survivor benefit for my wife which I estimate will be $226.00 that is deducted from my monthly retirement, or do I take some kind of guaranteed life insurance that would guarantee her an income should I pass before her?

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What Happens to My Retirement Contributions if I Die Soon After I Retire?

By on August 20, 2015 in Q&A, Retirement with 0 Comments

If I were to pass away after only being retired a couple of years, I will have only had taxes excluded on a portion of my pension. If my wife and I elected no survivor annuity, does she get the remainder without paying additional taxes on it, since it has already been taxed?

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Spouse's Survivor Benefit at the Time of Death

By on April 15, 2015 in Q&A, Retirement with 0 Comments

I am 60. I would like to continue to work at least until I’m 62 but if I were to pass away before retiring, would my wife be able to apply for a survivor’s pension based on my being eligible for retirement at the time I died?

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