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Survivor Benefit

Federal Employee Survivor Spousal Checklist

FedSmith.com author Carol SchmidlinBy Carol SchmidlinJul 9, 2019 5:09 PM | Updated: Jul 28, 2020 5:28 PM Categories Retirement Leave a comment
Illustration of a checklist labeled 'retirement plan'

What should a federal employee’s surviving spouse do when s/he dies? This is a checklist for handling federal benefits.

The Best Time to Collect Social Security

FedSmith.com author Brad BobbBy Brad BobbFeb 5, 2019 2:54 PM Categories Retirement Leave a comment

The best time to begin collecting Social Security is different for everyone. The author offers some points to consider in making the decision.

Choosing the Correct Survivor Annuity Option

FedSmith.com author Brad BobbBy Brad BobbMay 2, 2018 1:53 PM | Updated: Aug 22, 2018 8:00 AM Categories Pay & Benefits, Retirement Leave a comment
$100 and $20 bill on a table with a cutout of a family overlaid on top of the money depicting family/survivor/spousal benefits and insurance coverage

There are three survivor annuity options for FERS employees. The author explains the differences and whether life insurance can serve as a replacement.

Marrying Before or After Your Federal Retirement: Pros vs. Cons

FedSmith.com author John GrobeBy John GrobeMar 14, 2018 10:33 AM Categories Retirement, Q&A Leave a comment
Retired/senior couple enjoying a vacation at the beach

I’m retiring in a few years and I’m in a long-term relationship, but I’m not married. What are the pros and cons of marrying before or after retirement?

5 Things a Widow or Widower Would Tell You About FERS Survivor Benefits + A Common Question

By Kelly MonroeFeb 15, 2018 3:53 PM | Updated: Feb 24, 2018 4:37 PM Categories Pay & Benefits, Retirement Leave a comment
Illustration showing three survivor benefit options depicted by a lifeguard's life ring: full, partial (half life ring) and waive (no life ring pictured)

How much does your spouse receive from your FERS pension if you pass away? That depends on the survivor benefit option you choose.

This Widow Does Not Meet the Legal Definition of ‘Widow’ for Federal Retirement Purposes

FedSmith.com author Susan McGuire SmithBy Susan McGuire SmithJul 5, 2017 11:55 AM | Updated: Jul 10, 2017 6:28 PM Categories Court Cases Leave a comment

The widow of an FBI employee is ruled not eligible for a FERS annuity survivor’s benefit since the length of her marriage was less than 9 months at the time of her husband’s death.

What Happens To Your Benefits If You Die After You Retire?

FedSmith.com author John GrobeBy John GrobeMar 17, 2016 2:39 PM Categories Pay & Benefits Leave a comment

What can federal employees expect to happen to their benefits if they pass away after retiring from federal service?

What Happens to Your Benefits If You Die While Still Working? Response to Readers’ Questions

FedSmith.com author John GrobeBy John GrobeFeb 11, 2016 5:27 PM Categories Retirement Leave a comment

What can federal employees expect to happen to their benefits if they pass away while still employed?

Which is Better to Put in Place for My Wife: Survivor Benefit or Guaranteed Life Insurance?

FedSmith.com author John GrobeBy John GrobeNov 23, 2015 5:52 AM Categories Q&A Leave a comment

Do I take a full survivor benefit for my wife which I estimate will be $226.00 that is deducted from my monthly retirement, or do I take some kind of guaranteed life insurance that would guarantee her an income should I pass before her?

What Happens to My Retirement Contributions if I Die Soon After I Retire?

FedSmith.com author John GrobeBy John GrobeAug 20, 2015 4:06 AM | Updated: Sep 14, 2016 7:23 AM Categories Q&A, Retirement Leave a comment

If I were to pass away after only being retired a couple of years, I will have only had taxes excluded on a portion of my pension. If my wife and I elected no survivor annuity, does she get the remainder without paying additional taxes on it, since it has already been taxed?

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April 15, 2026

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