Tag: Survivor Benefit

What if Your Income Dropped by 40%?

By on February 19, 2013 in Retirement with 0 Comments

Imagine you’re retired and living on a fixed income of $5,200/month. But suddenly your income dropped to $3,000/month. What changes would you have to make? Would you be able to stay retired? Who is faced with this situation?

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Changes in Your Life and Your Survivor Annuity: What Happens to Your Federal Employee Survivor Annuity

By on February 20, 2012 in Retirement with 0 Comments

What happens to your survivor annuity if you are a retired federal employee and there are changes in your life such as a death or divorce?

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Will The 2nd Wife of a Retired Federal Employee Receive An Annuity? Not in This Case

By on March 14, 2011 in Court Cases with 0 Comments

he second wife of a Federal retiree who remarried after his first wife died has lost her battle to convince the government that she was entitled to a survivor’s annuity.

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No Federal Survivor Annuity After 35 Years of Marriage

By on October 13, 2010 in Court Cases with 0 Comments

After some thirty-five years of marriage, a woman filed for divorce. Before the divorce was finalized, her husband retired from the Army. He elected a survivor’s annuity for his spouse even though they were in the process of getting a divorce. When the ex wife filed paperwork with OPM to receive her survivor annuity after her former husband died, the agency turned her down and the court upholds the ruling to deny her the annuity.

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Federal Employee Death Benefits: The Daughter is Not Her Mother's Spouse

By on September 21, 2010 in Court Cases with 0 Comments

Here’s a rather bizarre case revolving around who should be paid death benefits for a federal employee whose husband was found to have been responsible for her death.

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Almost Meeting the Requirements for a Survivor Annuity Isn’t Good Enough

By on January 25, 2010 in Court Cases with 0 Comments

The widow of a federal employee who missed having 10 years of creditable federal service by thirteen days, has now lost before the appeals court on her bid for a survivor annuity benefit under FERS.

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Should a Survivor Annuity Be Part of Your Retirement Planning?

By on January 25, 2010 in Retirement with 0 Comments

Some financial planners believe that a survivor annuity is a good choice, while others may encourage you to forgo a survivor annuity and to purchase life insurance with the money you “saved” by not electing a survivor annuity. Here are several considerations.

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Should You Elect a Survivor Benefit for Your Spouse?

By on January 14, 2010 in Retirement with 0 Comments

Should you elect a survivor benefit for your spouse? You must pay for survivor benefits out of your annuity. Here are the costs and some of the considerations when you make this decision.

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Electing a Survivor Annuity: Follow Legal Requirements or Lose the Benefit

By on December 18, 2009 in Court Cases with 0 Comments

A surviving widow of a retired federal employee tried without success to convince OPM, the MSPB and the appeals court that her deceased husband had provided her a survivor’s annuity.

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“Honey, I Forgot To Give My Former Wife A Survivor Annuity”

By on May 17, 2005 in Retirement with 0 Comments

The federal retirement system can be complex and confusing. Add a divorce into the mix, and the confusion and complexity increase. Here is a recent case that shows how confusing the issue of a survivor annuity can become as a result of a divorce.

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