The Best Time to Collect Social Security
The best time to begin collecting Social Security is different for everyone. The author offers some points to consider in making the decision.
Survivor Benefit
Choosing the Correct Survivor Annuity Option
There are three survivor annuity options for FERS employees. The author explains the differences and whether life insurance can serve as a replacement.
Marrying Before or After Your Federal Retirement: Pros vs. Cons
I’m retiring in a few years and I’m in a long-term relationship, but I’m not married. What are the pros and cons of marrying before or after retirement?
5 Things a Widow or Widower Would Tell You About FERS Survivor Benefits + A Common Question
How much does your spouse receive from your FERS pension if you pass away? That depends on the survivor benefit option you choose.
This Widow Does Not Meet the Legal Definition of ‘Widow’ for Federal Retirement Purposes
The widow of an FBI employee is ruled not eligible for a FERS annuity survivor’s benefit since the length of her marriage was less than 9 months at the time of her husband’s death.
Protect Your Family with Important Estate Planning Documents
Have you considered what would happen to your loved ones and to your assets after you pass away? Proper planning is important to ensure your wishes are carried out.
Which is Better to Put in Place for My Wife: Survivor Benefit or Guaranteed Life Insurance?
Do I take a full survivor benefit for my wife which I estimate will be $226.00 that is deducted from my monthly retirement, or do I take some kind of guaranteed life insurance that would guarantee her an income should I pass before her?
What Happens to My Retirement Contributions if I Die Soon After I Retire?
If I were to pass away after only being retired a couple of years, I will have only had taxes excluded on a portion of my pension. If my wife and I elected no survivor annuity, does she get the remainder without paying additional taxes on it, since it has already been taxed?
Spouse’s Survivor Benefit at the Time of Death
I am 60. I would like to continue to work at least until I’m 62 but if I were to pass away before retiring, would my wife be able to apply for a survivor’s pension based on my being eligible for retirement at the time I died?
Social Security and CSRS Survivor Benefit
My husband is retired from the military. He will receive military retired pay and social security pay. Would his social security annuity be reduced if he receives my CSRS as a survivor benefit?
