The Danger of the C, S and I Funds Near Retirement
Should federal employees change the TSP funds in which they are invested as they approach retirement?
TSP
Stay updated with the latest TSP news, including TSP fund performance, investment updates, contribution limits, withdrawal rules, and fee changes that impact federal employees and retirees. Here, you’ll find articles on TSP investment strategies, L Fund performance, market trends, TSP modernization updates, and guidance to help you make informed decisions about your Thrift Savings Plan. Whether you’re early in your federal career or preparing for retirement, find clear insights on maximizing your TSP growth and managing your long‑term financial strategy.
TSP Matching Hits New High and Warning Signs as Bull Market Continues
The percentage of TSP investors getting the full government match continues to go up and high returns this year fuels TSP investor optimism.
I’m Retiring Soon, How Much Should I Have in My TSP?
This example gives federal employees an idea of how they can determine how much they must have saved to retire.
Dying With a Large TSP or IRA Balance
A lack of proper financial planning can leave your heirs with a significant tax liability.
Why Aren’t More Federal Employees Using the Roth TSP?
These are some possible reasons why more federal employees are not using the Roth TSP.
Spectacular TSP Returns: One Fund Up More than 36% Over 12-Months
TSP returns during the bull market have been excellent. TSP investors have gradually shifted to the C Fund from the G Fund as the market has gone up.
When Is It Time to Rebalance?
What is the best way to rebalance your TSP portfolio?
TSP Hardship Withdrawals: A Lifeline or a Trap?
How do TSP hardship withdrawals work, and what are the pros and cons of this feature of the TSP?
How a Roth and Traditional Blend Can Give You Flexibility When It Comes to TSP Distributions
Having TSP funds in both traditional and Roth accounts can benefit federal employees when they reach retirement.
Unusual TSP Returns This September and Surge in Purchasing TSP Annuities: What is Going On?
There has been a surge in TSP investors purchasing annuities. Here is a brief explanation. September is historically a negative month for stocks, but so far 2024 has been an exception.
