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TSP

Stay updated with the latest TSP news, including TSP fund performance, investment updates, contribution limits, withdrawal rules, and fee changes that impact federal employees and retirees. Here, you’ll find articles on TSP investment strategies, L Fund performance, market trends, TSP modernization updates, and guidance to help you make informed decisions about your Thrift Savings Plan. Whether you’re early in your federal career or preparing for retirement, find clear insights on maximizing your TSP growth and managing your long‑term financial strategy.

Big Changes Coming to the Thrift Savings Plan in 2026

FedSmith.com author Brad BobbBy Brad BobbFeb 13, 2025 2:59 PM Categories Retirement Leave a comment
Bags of cash against a dark green background; one is lying open on its side and has some cash lying in front of it

Roth TSP conversions will arrive in 2026. Who stands to benefit the most?

How Federal Employees Can Maximize the FERS 3-Legged Stool of Retirement Income

FedSmith.com author Dallen HawsBy Dallen HawsFeb 11, 2025 9:20 AM Categories Retirement Leave a comment

Federal employees need to understand how to utilize all of their retirement income sources to make the most of them.

VERA Retirement Guide for Federal Employees

FedSmith.com author Micah ShilanskiBy Micah ShilanskiFeb 6, 2025 12:49 PM | Updated: Apr 15, 2025 2:15 PM Categories Retirement Leave a comment
Notecard with the words 'early retirement' on a keyboard; a red pen is lying at the top of the keyboard

What is a VERA and how does it work?

The TSP Still Hasn’t Solved Dollar Cost Ravaging

FedSmith.com author Anthony BucciBy Anthony BucciFeb 5, 2025 9:05 AM Categories Retirement Leave a comment
Close up of a person's finger touching a green key on a keyboard with white letters that read 'TSP Thrift Savings Plan'

The TSP is a valuable benefit for federal employees, but it has a significant downside when taking distributions in retirement.

Is the C Fund the Best TSP Fund?

FedSmith.com author Dallen HawsBy Dallen HawsFeb 4, 2025 9:15 AM Categories Pay & Benefits Leave a comment

Is investing in the C Fund the best option for federal employees?

TSP Performance: 2025 Off to Good Start

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 2, 2025 8:08 AM Categories Pay & Benefits Leave a comment
Silhouettes of a bull and a bear facing each other with a green market gains arrow and a red financial losses arrow pictured above each, respectively

TSP performance to start 2025 is off and running. How has the TSP performed over the last 12 months and how are federal employees reacting to the bull market?

Can Children Keep Money in the TSP? How Does Thrift Savings Plan Pay Beneficiaries?

FedSmith.com author David FeiBy David FeiJan 24, 2025 9:25 AM Categories Pay & Benefits Leave a comment
A family of four (parents in 30s or 40s, a young son and a teenage daughter and the family dog) sitting on the front porch of their house

These are the types of beneficiaries in the TSP and how the beneficiary process works for them.

A New 2025 TSP Asset Allocation Quilt Chart

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterJan 17, 2025 9:01 AM | Updated: Jun 11, 2025 4:39 PM Categories Pay & Benefits Leave a comment

This colorful chart can help federal employees understand the performance of the TSP funds over time.

Number of TSP Millionaires Hits Another Record High in 2024

FedSmith.com author Ian SmithBy Ian SmithJan 15, 2025 11:41 AM | Updated: Jan 17, 2025 8:23 AM Categories Pay & Benefits Leave a comment
Close up of a businessman's hand extended with his palm facing up and a dollar sign pictured over it; the word 'millionaire' is written in white text at the top

There is a new record number of TSP millionaires thanks to recent strong stock market performance.

5 Huge Retirement Mistakes

FedSmith.com author Mel StubbsBy Mel StubbsJan 14, 2025 8:25 AM Categories Retirement Leave a comment

Federal employees: Are you making any of these mistakes in your retirement planning?

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Daily TSP Performance

April 16, 2026

Fund Last % YTD
G Fund $19.8298 +0.01% +1.24%
F Fund $20.9970 -0.14% +0.55%
C Fund $113.0459 +0.26% +3.23%
S Fund $106.8240 +0.28% +6.39%
I Fund $61.4234 +0.02% +10.69%
L Income $30.0174 +0.05% +2.65%
L 2030 $60.4213 +0.10% +4.00%
L 2035 $18.4846 +0.11% +4.56%
L 2040 $71.0648 +0.12% +4.84%
L 2045 $19.7088 +0.13% +5.08%
L 2050 $43.7636 +0.14% +5.32%
L 2055 $22.7589 +0.18% +6.21%
L 2060 $22.7562 +0.18% +6.20%
L 2065 $22.7534 +0.18% +6.20%
L 2070 $13.4856 +0.18% +6.20%
L 2075 $11.7797 +0.18% +6.20%
Get detailed TSP data at TSPDataCenter.com

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