Tag: TSP

Fed Survey Shows Americans Are Optimistic About Their Finances Despite Generally Lacking Savings

Filed in Headlines, News by on May 27, 2015 Comments

The Federal Reserve has released a new study gauging Americans’ overall financial health. The results show that while Americans have become more optimistic about their financial situations, many remain unprepared for retirement or an emergency situation.

Continue Reading »

Avoid Mistakes When Changing Your TSP Election

Filed in Headlines, News by on May 27, 2015 Comments

Changing your TSP contribution election to add the Roth option can be a little tricky. If done wrong, this could cause a FERS participant to lose out on thousands of dollars. The author explains by way of a real life example how this can happen and how to avoid making the mistake yourself.

Continue Reading »

Strategies for Avoiding the TSP’s Early Withdrawal Penalty

Filed in Headlines, News by on May 25, 2015 Comments

The author addresses some common misconceptions that federal employees have when it comes to investing in the Thrift Savings Plan and penalties they might incur for early withdrawals from their accounts. He provides details on some different strategies federal workers can use to avoid these extra taxes.

Continue Reading »

Congressman Wants ‘Gender Diversity’ Option for the TSP

Filed in News by on May 20, 2015 Comments

Congressman Don Beyer (D-VA) has introduced legislation that would give federal employees the option to invest through the Thrift Savings Plan in companies that demonstrate a strong commitment to gender diversity and women’s economic empowerment. Is this a good idea?

Continue Reading »

Spring Cleaning for Your Financial Portfolio

Filed in News by on May 13, 2015 Comments

Spring Cleaning is basically just trimming away the excess, updating, and even evolving. It’s a great idea to do this with many areas of your life, including your retirement portfolio. The authors outline three simple steps you can take to put your spring cleaning plan for your retirement savings into action.

Continue Reading »

Federal Employee Pay and the Budget Process

Filed in News by on May 11, 2015 Comments

Two different budget proposals on opposite ends of the political spectrum were pitched by lawmakers on the road to the budget proposal that was recently approved by Congress. What did these proposals have to say about your pay and benefits?

Continue Reading »

What Impact Does Inflation Have on Your Retirement Savings?

Filed in News by on May 6, 2015 Comments

The G fund inside of the Thrift Savings Plan is known as the “super safe” selection of the TSP funds because it never loses money. But how does it perform over the course of an entire career?

Continue Reading »

I Fund Leads All TSP Funds in April and in 2015

Filed in News by on May 3, 2015 Comments

The I fund has provided the best returns for TSP investors so far in 2015. It was also the best performing fund in April. In what some might see as a warning sign of a market peak, TSP investors transferred about $1.9 billion out of the G fund in March.

Continue Reading »

Free Email Updates

Sign up for our free email updates to get our latest news sent directly to your inbox
  • Our top stories sent each business day
  • More news from your FedSmith.com authors
  • The day's closing prices for the TSP funds
  • Videos for the federal workforce