Tag: TSP

Pay Taxes on the Seed, Not the Harvest

Filed in News by on October 13, 2014

One advantage federal employees have when saving for retirement is the Roth TSP. A Roth investment allows you to pay tax on the seed (the smaller, starting investment) and reap the bounties (the investment plus growth/interest) tax-free. The author explains more about how this works.

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TSP Funds Head Down in September

Filed in News by on October 2, 2014

September lived up to its reputation as the worst month of the year for stocks with all of the TSP stock funds, with the exception of the G fund, having a negative return for the month.

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Utilizing the TSP After Retirement

Filed in News by on September 16, 2014

What should you do with your TSP account after you retire? The author offers some advice and considerations for federal employees who have reached this milestone in their careers.

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IRS Can Now Collect Back Taxes From Federal Employees’ TSP Accounts

Filed in News by on September 11, 2014

If you are a federal employee with outstanding tax debts, you may find that money from your TSP account is garnished to make good on those debts.

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Why are the TSP L Funds Allocated so Differently Than Other Target Date Funds?

Filed in News by on September 8, 2014

The author offers an analysis of the L funds in the TSP as compared to other target date retirement funds offered by large brokerage companies. He points out the differences that federal employees should be aware of when investing in the TSP L funds.

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C Fund Up More than 4% in August

Filed in News by on September 3, 2014

All of the TSP funds had a positive return in August except for the I fund. The S fund came out on top with a return of 4.98%. Also see how investing in L funds in 2014 compared to investing in the underlying funds.

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How to Make Early Retirement a Reality

Filed in News by on August 26, 2014

To retire and live in a financially secure lifestyle, people need to begin saving money as young adults, putting aside cash, and investing their money wisely. There are ways, however, to retire early – especially for federal government employees. The author outlines some of the resources available to federal employees to help them save for retirement.

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Your TSP: Roll It Over or Leave It?

Filed in News by on August 18, 2014

When you retire, you will be faced with many choices as to what to do with your Thrift Savings Plan investments. This article considers the choice of leaving your money in the TSP or transferring it into an IRA.

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