Tag: TSP

Couch Potato Investing In The Federal Thrift Savings Plan

  on September 26, 2016 in Retirement with 0 Comments
A former federal employee asks a financial advisor, "From a couch potato perspective, what TSP funds should my investments be allocated to, and at what percentages?"

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Constructing a Retirement Income Plan

By on September 11, 2016 in Retirement with 11 Comments
Constructing a Retirement Income Plan

There are many factors to consider when constructing an income plan for retirement. Through the use of detailed examples, the author outlines some of the most crucial sources of income federal employees are most likely to have in retirement which they need to take into account when devising their own retirement income plans.

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TSP Returns Mostly Flat in August

By on September 1, 2016 in Retirement with 7 Comments
TSP Returns Mostly Flat in August

How did your TSP investments perform in August? The latest monthly returns show many of the TSP funds experienced relatively little change.

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Required Minimum Distributions and Your IRA

By on August 29, 2016 in Retirement with 33 Comments
Required Minimum Distributions and Your IRA

How do required minimum distributions work with your traditional IRA? Here are some key facts for you to know.

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Can Career Complacency Cause Retirement Regret?

By on August 8, 2016 in Q&A, Retirement with 38 Comments
Can Career Complacency Cause Retirement Regret?

I am a 42 year old GS-10 FERS employee with 12 years of service. As long as I work at least 30 years and put 5% into the TSP, will my retirement income be that much different from someone that is a higher grade than me?

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The 80% Rule: How to Achieve Your Desired Retirement Lifestyle

By on August 7, 2016 in Current Events, Retirement with 72 Comments
The 80% Rule: How to Achieve Your Desired Retirement Lifestyle

How do you determine how much money you will need in retirement? A lot depends on the retirement lifestyle that you desire. The author discusses the “80% rule” and how it applies to giving you the lifestyle you desire to have in retirement.

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Interest Rates and Your TSP Annuity

By on August 4, 2016 in Q&A with 14 Comments

Have the low interest rates we have been having for the last several years affected the amount of money a person would be entitled to if he chose the TSP annuity option?

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Stock Market Ramps Up in July—All Funds Ahead in 2016

By on August 1, 2016 in Current Events with 75 Comments
Stock Market Ramps Up in July—All Funds Ahead in 2016

All of the TSP funds were up in July and two funds went up more than 5%. All of the TSP funds are also in positive territory for the year-to-date.

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TSP Investors Pull $2.1 Billion Out of Stock Funds in June

By on July 27, 2016 in Pay & Benefits with 66 Comments
TSP Investors Pull $2.1 Billion Out of Stock Funds in June

A volatile stock market and current events are making TSP investors nervous. Federal employees pulled more than $2 billion from their TSP stock funds in June. As is often the case, these attempts to time the market haven’t turned out so well.

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10 Critical Coordinates for Navigating FERS Retirement (Part 2)

By on July 26, 2016 in Pay & Benefits, Retirement with 15 Comments

Are you taking full advantage of the benefits available to you as a federal employee under the Federal Employees Retirement System (FERS)? In the second article in the series, the author discusses actions federal employees should take to help them prepare for a successful retirement.

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