Investors in the TSP’s C fund enjoyed their best month of returns since December 2010. So, here is a question you should ask yourself: Are you prepared for the next bear market or will you sell at a loss when the inevitable pull back occurs?
The TSP has quirks when it comes to using your money in retirement. These quirks can catch most federal employees by surprise. If you plan to keep your money in the TSP after you retire, you need to understand how it works so you aren’t caught off guard.
Some TSP investors would like to have more investment options. Others like the TSP the way it is now constructed. Changes are already under serious consideration.
Should a federal employee who is retiring withdraw money from the Thrift Savings Plan? An individual may have good reasons for doing so but before taking action, understanding the cost of alternative investments is necessary in order to make an informed decision.