Tag: TSP

Required Minimum Distributions and Your IRA

By on August 29, 2016 in Retirement with 8 Comments
Required Minimum Distributions and Your IRA

How do required minimum distributions work with your traditional IRA? Here are some key facts for you to know.

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Can Career Complacency Cause Retirement Regret?

By on August 8, 2016 in Q&A, Retirement with 19 Comments

I am a 42 year old GS-10 FERS employee with 12 years of service. As long as I work at least 30 years and put 5% into the TSP, will my retirement income be that much different from someone that is a higher grade than me?

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The 80% Rule: How to Achieve Your Desired Retirement Lifestyle

By on August 7, 2016 in Current Events, Retirement with 36 Comments
The 80% Rule: How to Achieve Your Desired Retirement Lifestyle

How do you determine how much money you will need in retirement? A lot depends on the retirement lifestyle that you desire. The author discusses the “80% rule” and how it applies to giving you the lifestyle you desire to have in retirement.

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Interest Rates and Your TSP Annuity

By on August 4, 2016 in Q&A with 7 Comments

Have the low interest rates we have been having for the last several years affected the amount of money a person would be entitled to if he chose the TSP annuity option?

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Stock Market Ramps Up in July—All Funds Ahead in 2016

By on August 1, 2016 in Current Events with 37 Comments
Stock Market Ramps Up in July—All Funds Ahead in 2016

All of the TSP funds were up in July and two funds went up more than 5%. All of the TSP funds are also in positive territory for the year-to-date.

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TSP Investors Pull $2.1 Billion Out of Stock Funds in June

By on July 27, 2016 in Pay & Benefits with 33 Comments
TSP Investors Pull $2.1 Billion Out of Stock Funds in June

A volatile stock market and current events are making TSP investors nervous. Federal employees pulled more than $2 billion from their TSP stock funds in June. As is often the case, these attempts to time the market haven’t turned out so well.

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10 Critical Coordinates for Navigating FERS Retirement (Part 2)

By on July 26, 2016 in Pay & Benefits, Retirement with 7 Comments

Are you taking full advantage of the benefits available to you as a federal employee under the Federal Employees Retirement System (FERS)? In the second article in the series, the author discusses actions federal employees should take to help them prepare for a successful retirement.

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The Brexit Effect and Your TSP

By on July 22, 2016 in Q&A, Retirement with 19 Comments
The Brexit Effect and Your TSP

I am at most four years away from retirement and am worried about another stock market decline along the lines of 2008 in light of events such as Brexit and the upcoming elections. Should I stick with a more moderate/aggressive investment approach in my TSP or move into something less risky?

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10 Critical Coordinates for Navigating FERS Retirement (Part 1)

By on July 18, 2016 in Retirement with 42 Comments
10 Critical Coordinates for Navigating FERS Retirement (Part 1)

Are you taking full advantage of the benefits available to you as a federal employee under the Federal Employees Retirement System (FERS)? The author outlines several key points that federal workers in this system should be aware of to make the most of their benefits for planning a successful future retirement.

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Worst Case Scenario: Proposed Cuts to Federal Pay and Benefits

Worst Case Scenario: Proposed Cuts to Federal Pay and Benefits

A “Comprehensive Policy Agenda for a New Administration in 2017” proposes changes for the federal workforce that would save about $330 billion by 2026. The proposals envision cuts to federal pay and benefits in a number of ways from changes to retirement, the federal leave program, and removing federal workers. Here is a summary.

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