Tag: TSP

Will I Be Forced to Spend My TSP When I Get Older?

By on February 14, 2017 in Q&A, Retirement with 0 Comments
Will I Be Forced to Spend My TSP When I Get Older?

I am 61 and getting ready to retire soon when I turn 62 and can draw my Social Security. It doesn’t appear I will ever need to touch my TSP or IRA, however, I was told I have to spend my TSP when I get older – is this true?

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‘Antiquated Assumptions’ About Federal Pay and Benefits

By on February 12, 2017 in Pay & Benefits with 0 Comments
‘Antiquated Assumptions’ About Federal Pay and Benefits

What changes are likely to occur to your pay and benefits? These are some proposed changes federal workers might see under a new administration based on what we know today.

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Be Aware of TSP Spousal Beneficiary Rules

By on February 7, 2017 in Pay & Benefits, Retirement with 0 Comments
Be Aware of TSP Spousal Beneficiary Rules

A TSP participant can designate anyone as a beneficiary to a TSP account, however, only a spousal beneficiary can choose to leave the funds in TSP. The author says it’s important to understand all implications of a spousal beneficiary deciding to keep funds inside of the TSP.

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How Some Federal Employees Can Avoid a 10% Penalty on TSP Withdrawals

By on February 5, 2017 in Retirement with 0 Comments
How Some Federal Employees Can Avoid a 10% Penalty on TSP Withdrawals

Certain categories of federal annuitants can now make penalty free withdrawals from the Thrift Savings Plan. Here is how to avoid incurring this 10% penalty.

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New Military Retirement System Has Big Changes

By on February 4, 2017 in Retirement with 0 Comments
New Military Retirement System Has Big Changes

A new military retirement system is going into effect. Here is how it will work.

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How Rising Interest Rates May Hurt the Performance of the F Fund

By on February 2, 2017 in Retirement with 0 Comments
How Rising Interest Rates May Hurt the Performance of the F Fund

The author says that because the F Fund has benefited from a very long period of declining interest rates, it may shock investors to find out that the fund’s performance could be lower going forward as interest rates rise.

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What Happens to Your Federal Benefits If You Leave Before You Are Eligible to Retire?

By on February 1, 2017 in Pay & Benefits, Retirement with 0 Comments
What Happens to Your Federal Benefits If You Leave Before You Are Eligible to Retire?

What happens to your benefits as a federal employee if you leave before you are eligible to retire from federal service?

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January Off to Positive Start for All TSP Investors

By on February 1, 2017 in Pay & Benefits, Retirement with 0 Comments
January Off to Positive Start for All TSP Investors

All TSP funds had positive returns in January and for the past 12 months. Here are the results.

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The Three P’s of ‘Pre-tirement’ Planning: Project, Protect, and Perfect

By on January 29, 2017 in Retirement with 0 Comments
The Three P’s of ‘Pre-tirement’ Planning: Project, Protect, and Perfect

These three points are critical in helping you develop a successful retirement plan for life after your federal career.

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New High in the Stock Market: What Should TSP Investors Do?

By on January 27, 2017 in Pay & Benefits, Retirement with 0 Comments
New High in the Stock Market: What Should TSP Investors Do?

The stock market has reached a new all time high with a leading index hitting 20,000 this week. How should TSP investors react?

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