Tag: TSP

10 Critical Coordinates for Navigating FERS Retirement (Part 1)

Filed in News by on July 18, 2016 Comments

Are you taking full advantage of the benefits available to you as a federal employee under the Federal Employees Retirement System (FERS)? The author outlines several key points that federal workers in this system should be aware of to make the most of their benefits for planning a successful future retirement.

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Worst Case Scenario: Proposed Cuts to Federal Pay and Benefits

Filed in News by on July 16, 2016 Comments

A “Comprehensive Policy Agenda for a New Administration in 2017” proposes changes for the federal workforce that would save about $330 billion by 2026. The proposals envision cuts to federal pay and benefits in a number of ways from changes to retirement, the federal leave program, and removing federal workers. Here is a summary.

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Turning Your TSP Into an Income Stream

Filed in News by on July 12, 2016 Comments

Turning accumulated savings in the Thrift Savings Plan into a stream of income is a goal for federal employees who are hoping to retire at a comfortable level. The author looks at choices federal workers have both inside and outside of the TSP to generate retirement income.

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What is the Best Performing Fund in the TSP?

Filed in News by on July 1, 2016 Comments

Bonds often help an investment portfolio to be less volatile, but they also have the lowest returns over the long term. The fund that is currently outpacing all of the others inside of the TSP may surprise you.

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How Do the TSP’s Low Fees Help You?

Filed in News by on June 23, 2016 Comments

The Thrift Savings Plan has some of the lowest fees of any retirement savings plan. What do federal employees gain (or lose) by having these low fees?

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How Much Do You Need in Your TSP to Retire?

Filed in News by on June 16, 2016 Comments

The TSP is a major component of the federal retirement system, but too often, the author says that it becomes the only factor for would be retirees. He explains why striving for some sort of “magic number” in your TSP account can be a bottleneck in reaching your retirement goals.

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TSP Envy: Congress Eyes A TSP for More Americans

Filed in News by on June 15, 2016 Comments

The Thrift Savings Plan (TSP) has been a success for federal workers. Another bill in Congress would create a similar system for many other Americans.

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The Old D.I.Y. Approach to Federal Retirement: Will it Work for FERS Employees?

Filed in News by on June 13, 2016 Comments

The author says that under CSRS, a do-it-yourself approach to retirement was more practical for federal employees, but those under FERS may face bigger obstacles trying to go it alone.

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