Some TSP investors would like to have more investment options. Others like the TSP the way it is now constructed. Changes are already under serious consideration.
Should a federal employee who is retiring withdraw money from the Thrift Savings Plan? An individual may have good reasons for doing so but before taking action, understanding the cost of alternative investments is necessary in order to make an informed decision.
Whether you are planning to retire soon or well into the future, you need to understand the retirement system and its benefits. The author provides an overview of the general eligibility requirements under FERS and also lists discounts available to federal employees and retirees.
The author says that the Thrift Savings Plan board members are recognizing that plan participants want more flexibility in making withdrawals in retirement. She says this is a step in the right direction and will likely lead to positive changes for the TSP in the future.