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The Thrift Savings Plan is an important component of your retirement plan, but it’s up to you to utilize it to its full potential. The author offers some benefits and challenges of the TSP as well as some investment approaches to consider.
Are the lifecycle funds a good investment for you? Here is a summary of how these funds are constructed so readers can ponder whether one of these funds is the best way to provide a future retirement income.
The debt ceiling limit will again be reached on February 7th so the government will take “extraordinary measures” to fund the government. This means that retirement assets of federal employees, including the TSP G fund, will again be used to help fund government expenses.
Stocks went down in January. Does the January indicator mean you should dump your stocks? Also, see how investing in the C fund versus the G fund may have impacted TSP account balances over the previous three years.
The new retirement savings vehicle that President Obama proposed in his state of the union address would give all Americans access to an investment that mirrors the G Fund inside of the Thrift Savings Plan, something previously only available to federal employees.