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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Can Unused Sick Leave Increase Your Retirement Eligibility Age?

FedSmith.com author Dallen HawsBy Dallen HawsMar 7, 2025 11:08 AM Categories Retirement Leave a comment

What impact does unused sick leave have on a federal employee’s retirement eligibility?

How to Calculate FERS Federal Disability Retirement Benefits

FedSmith.com author Benjamin DergeBy Benjamin DergeMar 6, 2025 3:20 PM Categories Retirement Leave a comment

What are the eligibility requirements for FERS disability retirement and how is it calculated?

Understanding the Costs and Downsides of Retiring Early

FedSmith.com author Micah ShilanskiBy Micah ShilanskiMar 6, 2025 12:40 PM | Updated: Apr 15, 2025 2:15 PM Categories Retirement Leave a comment
Notecard with the words 'early retirement' on a keyboard; a red pen is lying at the top of the keyboard

Early retirement is can be appealing for federal employees, but it has some potential downsides.

Is It Better to Retire or Work Longer at Age 57 With 30 Years of Service?

FedSmith.com author Dallen HawsBy Dallen HawsMar 3, 2025 9:30 AM Categories Retirement Leave a comment

Upon reaching age 57 with 30 years of service, does it make more financial sense for a federal employee to retire or keep working?

Understanding Federal Retirement Options: Deferred Resignation, VERA, Postponed Retirement, and Deferred Retirement

FedSmith.com author Micah ShilanskiBy Micah ShilanskiFeb 27, 2025 2:10 PM | Updated: Apr 15, 2025 2:15 PM Categories Retirement Leave a comment
document on a desk labeled 'retirement plan' next to a $100 bill, pen and reading glasses

What retirement options are available for federal employees who may be considering leaving federal service?

How Federal Employees Can Maximize the FERS 3-Legged Stool of Retirement Income

FedSmith.com author Dallen HawsBy Dallen HawsFeb 11, 2025 9:20 AM Categories Retirement Leave a comment

Federal employees need to understand how to utilize all of their retirement income sources to make the most of them.

VERA Retirement Guide for Federal Employees

FedSmith.com author Micah ShilanskiBy Micah ShilanskiFeb 6, 2025 12:49 PM | Updated: Apr 15, 2025 2:15 PM Categories Retirement Leave a comment
Notecard with the words 'early retirement' on a keyboard; a red pen is lying at the top of the keyboard

What is a VERA and how does it work?

Should I Retire Now or Wait Until 62?

FedSmith.com author Justin HoltzBy Justin HoltzJan 24, 2025 1:25 PM Categories Retirement Leave a comment

This case study of a federal employee’s retirement plans can help you in your retirement preparation.

Legislation Would Boost COLAs for Some Federal Retirees

FedSmith.com author Ian SmithBy Ian SmithJan 23, 2025 8:05 AM Categories Retirement Leave a comment

Another attempt is being made to give retired federal employees under both FERS and CSRS the same COLAs.

Best Dates for Federal Employees to Retire in 2025

FedSmith.com author Dallen HawsBy Dallen HawsJan 22, 2025 12:40 PM Categories Retirement Leave a comment

What are the best dates for federal employees to retire in 2025?

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Daily TSP Performance

April 22, 2026

Fund Last % YTD
G Fund $19.8441 +0.01% +1.31%
F Fund $21.0219 +0.10% +0.67%
C Fund $114.6014 +1.05% +4.65%
S Fund $109.2815 +0.39% +8.84%
I Fund $61.2747 +0.44% +10.42%
L Income $30.1117 +0.22% +2.97%
L 2030 $60.7551 +0.42% +4.57%
L 2035 $18.6033 +0.50% +5.23%
L 2040 $71.5568 +0.55% +5.56%
L 2045 $19.8537 +0.58% +5.85%
L 2050 $44.1040 +0.62% +6.14%
L 2055 $22.9687 +0.74% +7.18%
L 2060 $22.9660 +0.74% +7.18%
L 2065 $22.9632 +0.74% +7.18%
L 2070 $13.6099 +0.74% +7.18%
L 2075 $11.8883 +0.74% +7.18%
Get detailed TSP data at TSPDataCenter.com

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