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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

Benefits Cuts on the Table in House Budget Legislation

FedSmith.com author Ian SmithBy Ian SmithApr 28, 2025 6:45 AM | Updated: May 1, 2025 2:37 PM Categories Pay & Benefits Leave a comment

Cuts to federal employees’ benefits are on the table in an upcoming legislative markup session.

Possible Changes for Federal Employees in the 2025 Federal Budget

FedSmith.com author Ralph R. SmithBy Ralph R. SmithApr 21, 2025 7:15 AM | Updated: Apr 28, 2025 1:46 PM Categories Pay & Benefits, Retirement Leave a comment

The 2025 budget process is underway. There are a number of proposals that would impact federal employees from calculating retirement to FEHB premium changes.

What Type of Federal Retirement Do You Qualify For?

FedSmith.com author Dallen HawsBy Dallen HawsMar 26, 2025 8:15 AM Categories Retirement Leave a comment

These are the retirement options for federal employees and the qualifying criteria for each.

Can Unused Sick Leave Increase Your Retirement Eligibility Age?

FedSmith.com author Dallen HawsBy Dallen HawsMar 7, 2025 11:08 AM Categories Retirement Leave a comment

What impact does unused sick leave have on a federal employee’s retirement eligibility?

How to Calculate FERS Federal Disability Retirement Benefits

FedSmith.com author Benjamin DergeBy Benjamin DergeMar 6, 2025 3:20 PM Categories Retirement Leave a comment

What are the eligibility requirements for FERS disability retirement and how is it calculated?

Understanding the Costs and Downsides of Retiring Early

FedSmith.com author Micah ShilanskiBy Micah ShilanskiMar 6, 2025 12:40 PM | Updated: Apr 15, 2025 2:15 PM Categories Retirement Leave a comment

Early retirement is can be appealing for federal employees, but it has some potential downsides.

Is It Better to Retire or Work Longer at Age 57 With 30 Years of Service?

FedSmith.com author Dallen HawsBy Dallen HawsMar 3, 2025 9:30 AM Categories Retirement Leave a comment

Upon reaching age 57 with 30 years of service, does it make more financial sense for a federal employee to retire or keep working?

Understanding Federal Retirement Options: Deferred Resignation, VERA, Postponed Retirement, and Deferred Retirement

FedSmith.com author Micah ShilanskiBy Micah ShilanskiFeb 27, 2025 2:10 PM | Updated: Apr 15, 2025 2:15 PM Categories Retirement Leave a comment

What retirement options are available for federal employees who may be considering leaving federal service?

How Federal Employees Can Maximize the FERS 3-Legged Stool of Retirement Income

FedSmith.com author Dallen HawsBy Dallen HawsFeb 11, 2025 9:20 AM Categories Retirement Leave a comment

Federal employees need to understand how to utilize all of their retirement income sources to make the most of them.

VERA Retirement Guide for Federal Employees

FedSmith.com author Micah ShilanskiBy Micah ShilanskiFeb 6, 2025 12:49 PM | Updated: Apr 15, 2025 2:15 PM Categories Retirement Leave a comment

What is a VERA and how does it work?

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