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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

FERS Refund: Redeem Retirement Contribution Deductions or Defer Retirement?

FedSmith.com author Benjamin DergeBy Benjamin DergeJun 26, 2025 8:35 AM Categories Retirement Leave a comment

Deciding between FERS refunds and deferred retirement impacts future finances. Consider age, service years, taxes, and growth potential before choosing.

Byrd Rule Roadblocks: Provisions Impacting Federal Employees at Risk in “One Big Beautiful Bill”

FedSmith.com author Ian SmithBy Ian SmithJun 25, 2025 6:19 AM | Updated: Jun 26, 2025 11:37 AM Categories Pay & Benefits Leave a comment

Proposals to cut federal employee pay, benefits in the “One Big Beautiful Bill” appear to be in jeopardy.

Senate Adds Cuts to Federal Employees’ Benefits in the “One Big Beautiful Bill”

FedSmith.com author Ian SmithBy Ian SmithJun 13, 2025 4:36 PM | Updated: Jun 26, 2025 1:08 PM Categories Federal Workforce News Leave a comment

The Senate Committee on Homeland Security and Governmental Affairs has released legislative text that would make significant cuts to federal employees’ benefits.

What Federal Employees Need to Know About RIFs and Early Retirement

FedSmith.com author Jesse BlackBy Jesse BlackJun 4, 2025 8:39 AM Categories Retirement Leave a comment

Federal employees who are facing RIFs and early retirements need to know their rights, options, and benefits before making decisions.

The Dangers of Inflation with VERA and DRP

FedSmith.com author Charles DzamaBy Charles DzamaJun 2, 2025 8:25 AM Categories Retirement Leave a comment

Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.

Federal Employee Benefits Cuts: What’s In, What’s Out in Latest Legislative Proposal

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 12:43 PM | Updated: May 21, 2025 4:13 PM Categories Retirement Leave a comment

Important changes were made to proposed cuts to federal employees’ retirement benefits after the House Budget Committee advanced the latest bill.

Federal Retirement Reforms: Winners, Losers, and the Bottom Line

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 7:05 AM Categories Retirement Leave a comment

A new CBO report analyzes the proposed cuts to federal employees’ retirement benefits and their estimated impact on the federal deficit.

Pension Reform Showdown: Lawmakers Oppose FERS Contribution Hike

FedSmith.com author Ian SmithBy Ian SmithMay 16, 2025 6:47 PM | Updated: May 29, 2025 10:55 AM Categories Retirement Leave a comment

Opposition to proposed retirement benefits cuts for federal employees among House lawmakers may put the legislative proposal in jeopardy.

Additional Details Regarding Proposed Cuts to Federal Employee Benefits

FedSmith.com author Ian SmithBy Ian SmithMay 15, 2025 8:45 AM | Updated: May 16, 2025 5:24 PM Categories Retirement Leave a comment

Details continue to emerge about proposed cuts to federal employees’ retirement benefits.

How to Avoid These Common Federal Employee Retirement Mistakes

FedSmith.com author Dallen HawsBy Dallen HawsMay 14, 2025 8:35 AM Categories Retirement Leave a comment

Are you making any of these four common retirement mistakes? Learn what these are and how they can be avoided.

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