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FERS

Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.

What Federal Employees Need to Know About RIFs and Early Retirement

FedSmith.com author Jesse BlackBy Jesse BlackJun 4, 2025 8:39 AM Categories Retirement Leave a comment
'early retirement' written in red on a notepad

Federal employees who are facing RIFs and early retirements need to know their rights, options, and benefits before making decisions.

The Dangers of Inflation with VERA and DRP

FedSmith.com author Charles DzamaBy Charles DzamaJun 2, 2025 8:25 AM Categories Retirement Leave a comment
Shopping cart on the left side of a balance beam that is lower than a piggy bank on the other side

Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.

Federal Employee Benefits Cuts: What’s In, What’s Out in Latest Legislative Proposal

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 12:43 PM | Updated: May 21, 2025 4:13 PM Categories Retirement Leave a comment
Blue key on a keyboard labeled 'cost cutting'

Important changes were made to proposed cuts to federal employees’ retirement benefits after the House Budget Committee advanced the latest bill.

Federal Retirement Reforms: Winners, Losers, and the Bottom Line

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 7:05 AM Categories Retirement Leave a comment
Pair of scissors cutting cords holding up the letters 'COSTS' to depict cost cutting

A new CBO report analyzes the proposed cuts to federal employees’ retirement benefits and their estimated impact on the federal deficit.

Pension Reform Showdown: Lawmakers Oppose FERS Contribution Hike

FedSmith.com author Ian SmithBy Ian SmithMay 16, 2025 6:47 PM | Updated: May 29, 2025 10:55 AM Categories Retirement Leave a comment
Scissors cutting a $100 dollar bill in half

Opposition to proposed retirement benefits cuts for federal employees among House lawmakers may put the legislative proposal in jeopardy.

Additional Details Regarding Proposed Cuts to Federal Employee Benefits

FedSmith.com author Ian SmithBy Ian SmithMay 15, 2025 8:45 AM | Updated: May 16, 2025 5:24 PM Categories Retirement Leave a comment
Stack of cash being cut into pieces by a meat cleaver on a wooden cutting board

Details continue to emerge about proposed cuts to federal employees’ retirement benefits.

How to Avoid These Common Federal Employee Retirement Mistakes

FedSmith.com author Dallen HawsBy Dallen HawsMay 14, 2025 8:35 AM Categories Retirement Leave a comment

Are you making any of these four common retirement mistakes? Learn what these are and how they can be avoided.

Benefits Cuts on the Table in House Budget Legislation

FedSmith.com author Ian SmithBy Ian SmithApr 28, 2025 6:45 AM | Updated: May 1, 2025 2:37 PM Categories Pay & Benefits Leave a comment
Scissors cutting two $100 bills in half against a solid white background

Cuts to federal employees’ benefits are on the table in an upcoming legislative markup session.

Possible Changes for Federal Employees in the 2025 Federal Budget

FedSmith.com author Ralph R. SmithBy Ralph R. SmithApr 21, 2025 7:15 AM | Updated: Apr 28, 2025 1:46 PM Categories Pay & Benefits, Retirement Leave a comment

The 2025 budget process is underway. There are a number of proposals that would impact federal employees from calculating retirement to FEHB premium changes.

What Type of Federal Retirement Do You Qualify For?

FedSmith.com author Dallen HawsBy Dallen HawsMar 26, 2025 8:15 AM Categories Retirement Leave a comment

These are the retirement options for federal employees and the qualifying criteria for each.

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Daily TSP Performance

April 22, 2026

Fund Last % YTD
G Fund $19.8441 +0.01% +1.31%
F Fund $21.0219 +0.10% +0.67%
C Fund $114.6014 +1.05% +4.65%
S Fund $109.2815 +0.39% +8.84%
I Fund $61.2747 +0.44% +10.42%
L Income $30.1117 +0.22% +2.97%
L 2030 $60.7551 +0.42% +4.57%
L 2035 $18.6033 +0.50% +5.23%
L 2040 $71.5568 +0.55% +5.56%
L 2045 $19.8537 +0.58% +5.85%
L 2050 $44.1040 +0.62% +6.14%
L 2055 $22.9687 +0.74% +7.18%
L 2060 $22.9660 +0.74% +7.18%
L 2065 $22.9632 +0.74% +7.18%
L 2070 $13.6099 +0.74% +7.18%
L 2075 $11.8883 +0.74% +7.18%
Get detailed TSP data at TSPDataCenter.com

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